This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.61% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 306 | 214 |
| 2 | 50,306 | 307 | 215 |
| 3 | 50,613 | 309 | 216 |
| 4 | 50,922 | 311 | 218 |
| 5 | 51,233 | 313 | 219 |
| 6 | 51,546 | 315 | 220 |
| 7 | 51,861 | 317 | 222 |
| 8 | 52,178 | 319 | 223 |
| 9 | 52,497 | 321 | 225 |
| 10 | 52,818 | 323 | 226 |
| 11 | 53,140 | 325 | 227 |
| 12 | 53,465 | 327 | 229 |
| 13 | 53,792 | 329 | 230 |
| 14 | 54,120 | 331 | 231 |
| 15 | 54,451 | 333 | 233 |
| 16 | 54,784 | 335 | 234 |
| 17 | 55,119 | 337 | 236 |
| 18 | 55,455 | 339 | 237 |
| 19 | 55,794 | 341 | 239 |
| 20 | 56,135 | 343 | 240 |
| TOTAL | $6,478 | $4,535 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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