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Comparison of Deposit Account from The Farmers State Bank of Turton with 0.20% - November 2026


Long-Term Analysis of United Citizens Bank of Southern Kentucky with 0.35% APY and 1st Bank of Sea Isle City with 0.39% APY and The Farmers State Bank of Turton with 0.50% APY and The Farmers State Bank of Turton with 0.20% APY and Providence Bank of Texas, ssb with 1.05% APY and Providence Bank of Texas, ssb with 0.70% APY and TOWN AND COUNTRY with 4.81% APY and TOWN AND COUNTRY with 4.65% APY and TOWN AND COUNTRY with 4.39% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    United Citizens Bank of Southern Kentucky
    0.35%
    -
    $50,000
    6 Month
    Bank
    0.86x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 2
    LOCAL CD
    1st Bank of Sea Isle City
    0.39%
    -
    $50,000
    36 Month
    Bank
    0.51x (National Avg. - 0.76%)
    $100,000
     
    SCENARIO
    Year Rate
    0.39%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 195 137
    2 50,195 196 137
    3 50,391 197 138
    4 50,587 197 138
    5 50,785 198 139
    6 50,983 199 139
    7 51,181 200 140
    8 51,381 200 140
    9 51,581 201 141
    10 51,783 202 141
    11 51,985 203 142
    12 52,187 204 142
    13 52,391 204 143
    14 52,595 205 144
    15 52,800 206 144
    16 53,006 207 145
    17 53,213 208 145
    18 53,420 208 146
    19 53,629 209 146
    20 53,838 210 147
    TOTAL $4,048 $2,834
  • 3
    LOCAL CD
    The Farmers State Bank of Turton
    0.50%
    -
    $50,000
    12 Month
    Bank
    0.90x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 4
    LOCAL CD
    The Farmers State Bank of Turton
    0.20%
    -
    $50,000
    6 Month
    Bank
    0.49x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 5
    LOCAL CD
    Providence Bank of Texas, ssb
    1.05%
    -
    $50,000
    18 Month
    Bank
    1.81x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    1.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 525 368
    2 50,525 531 371
    3 51,056 536 375
    4 51,592 542 379
    5 52,133 547 383
    6 52,681 553 387
    7 53,234 559 391
    8 53,793 565 395
    9 54,358 571 400
    10 54,928 577 404
    11 55,505 583 408
    12 56,088 589 412
    13 56,677 595 417
    14 57,272 601 421
    15 57,873 608 425
    16 58,481 614 430
    17 59,095 620 434
    18 59,716 627 439
    19 60,343 634 444
    20 60,976 640 448
    TOTAL $11,616 $8,131
  • 6
    LOCAL CD
    Providence Bank of Texas, ssb
    0.70%
    -
    $50,000
    6 Month
    Bank
    1.73x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 7
    LOCAL CD
    TOWN AND COUNTRY
    4.81%
    -
    $50,000
    9 Month
    Credit Union
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    4.81%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,405 1,684
    2 52,405 2,521 1,764
    3 54,926 2,642 1,849
    4 57,568 2,769 1,938
    5 60,337 2,902 2,032
    6 63,239 3,042 2,129
    7 66,281 3,188 2,232
    8 69,469 3,341 2,339
    9 72,810 3,502 2,452
    10 76,312 3,671 2,569
    11 79,983 3,847 2,693
    12 83,830 4,032 2,823
    13 87,862 4,226 2,958
    14 92,088 4,429 3,101
    15 96,518 4,643 3,250
    16 101,160 4,866 3,406
    17 106,026 5,100 3,570
    18 111,126 5,345 3,742
    19 116,471 5,602 3,922
    20 122,074 5,872 4,110
    TOTAL $77,945 $54,562
  • 8
    LOCAL CD
    TOWN AND COUNTRY
    4.65%
    -
    $50,000
    14 Month
    Credit Union
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    4.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,325 1,628
    2 52,325 2,433 1,703
    3 54,758 2,546 1,782
    4 57,304 2,665 1,865
    5 59,969 2,789 1,952
    6 62,758 2,918 2,043
    7 65,676 3,054 2,138
    8 68,730 3,196 2,237
    9 71,926 3,345 2,341
    10 75,270 3,500 2,450
    11 78,770 3,663 2,564
    12 82,433 3,833 2,683
    13 86,266 4,011 2,808
    14 90,278 4,198 2,939
    15 94,476 4,393 3,075
    16 98,869 4,597 3,218
    17 103,466 4,811 3,368
    18 108,277 5,035 3,524
    19 113,312 5,269 3,688
    20 118,581 5,514 3,860
    TOTAL $74,095 $51,867
  • 9
    LOCAL CD
    TOWN AND COUNTRY
    4.39%
    -
    $50,000
    18 Month
    Credit Union
    7.56x (National Avg. - 0.58%)
    $1,000
     
    SCENARIO
    Year Rate
    4.39%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,195 1,537
    2 52,195 2,291 1,604
    3 54,486 2,392 1,674
    4 56,878 2,497 1,748
    5 59,375 2,607 1,825
    6 61,982 2,721 1,905
    7 64,703 2,840 1,988
    8 67,543 2,965 2,076
    9 70,508 3,095 2,167
    10 73,604 3,231 2,262
    11 76,835 3,373 2,361
    12 80,208 3,521 2,465
    13 83,729 3,676 2,573
    14 87,405 3,837 2,686
    15 91,242 4,006 2,804
    16 95,247 4,181 2,927
    17 99,429 4,365 3,055
    18 103,794 4,557 3,190
    19 108,350 4,757 3,330
    20 113,107 4,965 3,476
    TOTAL $68,072 $47,651

    All calculations are for demonstration purposes only.

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