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Comparison of Deposit Account from The Farmers State Bank of Westmoreland with 1.15% - July 2025

Long-Term Analysis of ALLIANT with 3.65% APY and The Farmers State Bank of Westmoreland with 1.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

ALLIANT

3.65%

$50,000

60 Month

Credit Union

3.97x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 3.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,825	1,278
2	51,825	1,892	1,324
3	53,717	1,961	1,372
4	55,677	2,032	1,423
5	57,709	2,106	1,474
6	59,816	2,183	1,528
7	61,999	2,263	1,584
8	64,262	2,346	1,642
9	66,608	2,431	1,702
10	69,039	2,520	1,764
11	71,559	2,612	1,828
12	74,171	2,707	1,895
13	76,878	2,806	1,964
14	79,684	2,908	2,036
15	82,592	3,015	2,110
16	85,607	3,125	2,187
17	88,732	3,239	2,267
18	91,970	3,357	2,350
19	95,327	3,479	2,436
20	98,807	3,606	2,525
	TOTAL	$52,413	$36,689

LOCAL CD

The Farmers State Bank of Westmoreland

1.15%

$50,000

36 Month

Bank

1.53x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 1.15%	Annual Interest	Annual Interest (After Tax)
1	50,000	575	403
2	50,575	582	407
3	51,157	588	412
4	51,745	595	417
5	52,340	602	421
6	52,942	609	426
7	53,551	616	431
8	54,167	623	436
9	54,789	630	441
10	55,420	637	446
11	56,057	645	451
12	56,702	652	456
13	57,354	660	462
14	58,013	667	467
15	58,680	675	472
16	59,355	683	478
17	60,038	690	483
18	60,728	698	489
19	61,427	706	494
20	62,133	715	500
	TOTAL	$12,847	$8,993

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
Rising Bank, a division of Midwest BankCentre	4.51%	$1,000	Learn More
Last change: ↑0.06% on June 24.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.

Compare Savings vs. CDs Comparison of Deposit Account from The Farmers State Bank of Westmoreland with 1.15% - July 2025

Long-Term Analysis of ALLIANT with 3.65% APY and The Farmers State Bank of Westmoreland with 1.15% APY

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Compare Savings vs. CDs
Comparison of Deposit Account from The Farmers State Bank of Westmoreland with 1.15% - July 2025