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Comparison of Deposit Account from The First, A National Banking Association with 0.50% - November 2025

Long-Term Analysis of EAGLE COMMUNITY with 0.40% APY and AMERICA'S FIRST with 0.50% APY and AMERICA'S FIRST with 0.50% APY and AMERICA'S FIRST with 0.10% APY and The First, A National Banking Association with 0.20% APY and The First, A National Banking Association with 0.50% APY and CHAFFEY with 0.96% APY and FAIRWINDS with 2.66% APY and THREE RIVERS with 2.50% APY and West Point Bank with 1.26% APY and Delta Bank with 1.21% APY and GREATER NEW ORLEANS with 0.80% APY and GREATER NEW ORLEANS with 0.50% APY and KEESLER with 1.50% APY and XPLORE with 0.50% APY and UNO with 0.88% APY and UNO with 0.50% APY and WILDFIRE with 1.65% APY and RIVERTOWN COMMUNITY with 1.50% APY and NAVIGATOR CU with 1.45% APY and First Community Bank with 0.21% APY and Mariner's Bank with 0.60% APY and Mariner's Bank with 1.05% APY and HUDSON VALLEY with 3.25% APY and PARDA with 1.00% APY and GEORGETOWN KRAFT with 0.80% APY and GEORGETOWN KRAFT with 1.11% APY and GEORGETOWN KRAFT with 0.10% APY and Shell Lake State Bank with 1.16% APY and Forward Bank with 0.63% APY and State Bank of Reeseville with 0.65% APY and Union Bank, Inc. with 0.07% APY and ALL IN with 3.92% APY and LAFAYETTE with 4.02% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

EAGLE COMMUNITY

0.40%

$50,000

6 Month

Credit Union

0.99x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

AMERICA'S FIRST

0.50%

$50,000

18 Month

Credit Union

0.87x (National Avg. - 0.58%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

AMERICA'S FIRST

0.50%

$50,000

18 Month

Credit Union

0.87x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL MONEY MARKET

AMERICA'S FIRST

0.10%

$50,000

N.A.

Credit Union

0.17x (National Avg. - 0.58%)

$2,500

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL CD

The First, A National Banking Association

0.20%

$50,000

12 Month

Bank

0.36x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

LOCAL CD

The First, A National Banking Association

0.50%

$50,000

36 Month

Bank

0.66x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

CHAFFEY

0.96%

$50,000

6 Month

Credit Union

2.36x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.96%	Annual Interest	Annual Interest (After Tax)
1	50,000	480	336
2	50,480	485	339
3	50,965	489	342
4	51,454	494	346
5	51,948	499	349
6	52,447	503	352
7	52,950	508	356
8	53,458	513	359
9	53,972	518	363
10	54,490	523	366
11	55,013	528	370
12	55,541	533	373
13	56,074	538	377
14	56,612	543	380
15	57,156	549	384
16	57,705	554	388
17	58,259	559	391
18	58,818	565	395
19	59,382	570	399
20	59,953	576	403
	TOTAL	$10,528	$7,370

LOCAL CD

FAIRWINDS

2.66%

$50,000

60 Month

Credit Union

2.89x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 2.66%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,330	931
2	51,330	1,365	956
3	52,695	1,402	981
4	54,097	1,439	1,007
5	55,536	1,477	1,034
6	57,013	1,517	1,062
7	58,530	1,557	1,090
8	60,087	1,598	1,119
9	61,685	1,641	1,149
10	63,326	1,684	1,179
11	65,010	1,729	1,210
12	66,740	1,775	1,243
13	68,515	1,822	1,276
14	70,337	1,871	1,310
15	72,208	1,921	1,345
16	74,129	1,972	1,380
17	76,101	2,024	1,417
18	78,125	2,078	1,455
19	80,203	2,133	1,493
20	82,337	2,190	1,533
	TOTAL	$34,527	$24,169

LOCAL CD

THREE RIVERS

2.50%

$50,000

60 Month

Credit Union

2.72x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 2.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,250	875
2	51,250	1,281	897
3	52,531	1,313	919
4	53,845	1,346	942
5	55,191	1,380	966
6	56,570	1,414	990
7	57,985	1,450	1,015
8	59,434	1,486	1,040
9	60,920	1,523	1,066
10	62,443	1,561	1,093
11	64,004	1,600	1,120
12	65,604	1,640	1,148
13	67,244	1,681	1,177
14	68,926	1,723	1,206
15	70,649	1,766	1,236
16	72,415	1,810	1,267
17	74,225	1,856	1,299
18	76,081	1,902	1,331
19	77,983	1,950	1,365
20	79,933	1,998	1,399
	TOTAL	$31,931	$22,352

LOCAL CD

West Point Bank

1.26%

$50,000

48 Month

Bank

1.54x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 1.26%	Annual Interest	Annual Interest (After Tax)
1	50,000	630	441
2	50,630	638	447
3	51,268	646	452
4	51,914	654	458
5	52,568	662	464
6	53,230	671	469
7	53,901	679	475
8	54,580	688	481
9	55,268	696	487
10	55,964	705	494
11	56,669	714	500
12	57,384	723	506
13	58,107	732	512
14	58,839	741	519
15	59,580	751	525
16	60,331	760	532
17	61,091	770	539
18	61,861	779	546
19	62,640	789	552
20	63,429	799	559
	TOTAL	$14,229	$9,960

LOCAL CD

Delta Bank

1.21%

$50,000

48 Month

Bank

1.48x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 1.21%	Annual Interest	Annual Interest (After Tax)
1	50,000	605	424
2	50,605	612	429
3	51,217	620	434
4	51,837	627	439
5	52,464	635	444
6	53,099	642	450
7	53,742	650	455
8	54,392	658	461
9	55,050	666	466
10	55,716	674	472
11	56,390	682	478
12	57,073	691	483
13	57,763	699	489
14	58,462	707	495
15	59,170	716	501
16	59,885	725	507
17	60,610	733	513
18	61,343	742	520
19	62,086	751	526
20	62,837	760	532
	TOTAL	$13,597	$9,518

LOCAL CD

GREATER NEW ORLEANS

0.80%

$50,000

24 Month

Credit Union

1.21x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL CD

GREATER NEW ORLEANS

0.50%

$50,000

6 Month

Credit Union

1.23x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

KEESLER

1.50%

$50,000

60 Month

Credit Union

1.63x (National Avg. - 0.92%)

$1,000

SCENARIO

Year	Rate 1.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	750	525
2	50,750	761	533
3	51,511	773	541
4	52,284	784	549
5	53,068	796	557
6	53,864	808	566
7	54,672	820	574
8	55,492	832	583
9	56,325	845	591
10	57,169	858	600
11	58,027	870	609
12	58,897	883	618
13	59,781	897	628
14	60,678	910	637
15	61,588	924	647
16	62,512	938	656
17	63,449	952	666
18	64,401	966	676
19	65,367	981	686
20	66,348	995	697
	TOTAL	$17,343	$12,140

LOCAL CD

XPLORE

0.50%

$50,000

24 Month

Credit Union

0.76x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

UNO

0.88%

$50,000

24 Month

Credit Union

1.33x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.88%	Annual Interest	Annual Interest (After Tax)
1	50,000	440	308
2	50,440	443	310
3	50,883	447	313
4	51,330	451	316
5	51,781	455	319
6	52,236	459	321
7	52,696	463	324
8	53,159	467	327
9	53,626	471	330
10	54,097	476	333
11	54,573	480	336
12	55,053	484	339
13	55,537	488	342
14	56,025	492	345
15	56,517	497	348
16	57,014	501	351
17	57,515	506	354
18	58,021	510	357
19	58,531	514	360
20	59,045	519	363
	TOTAL	$9,564	$6,695

LOCAL CD

UNO

0.50%

$50,000

6 Month

Credit Union

1.23x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	251	175
2	50,251	252	176
3	50,502	253	177
4	50,755	254	178
5	51,010	256	179
6	51,265	257	180
7	51,522	258	181
8	51,780	259	182
9	52,039	261	183
10	52,300	262	183
11	52,562	263	184
12	52,826	265	185
13	53,090	266	186
14	53,356	267	187
15	53,624	269	188
16	53,892	270	189
17	54,162	271	190
18	54,434	273	191
19	54,706	274	192
20	54,980	275	193
	TOTAL	$5,256	$3,679

LOCAL CD

WILDFIRE

1.65%

$50,000

60 Month

Credit Union

1.79x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	825	578
2	50,825	839	587
3	51,664	852	597
4	52,516	867	607
5	53,383	881	617
6	54,263	895	627
7	55,159	910	637
8	56,069	925	648
9	56,994	940	658
10	57,934	956	669
11	58,890	972	680
12	59,862	988	691
13	60,850	1,004	703
14	61,854	1,021	714
15	62,874	1,037	726
16	63,912	1,055	738
17	64,966	1,072	750
18	66,038	1,090	763
19	67,128	1,108	775
20	68,235	1,126	788
	TOTAL	$19,361	$13,553

LOCAL CD

RIVERTOWN COMMUNITY

1.50%

$50,000

60 Month

Credit Union

1.63x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	750	525
2	50,750	761	533
3	51,511	773	541
4	52,284	784	549
5	53,068	796	557
6	53,864	808	566
7	54,672	820	574
8	55,492	832	583
9	56,325	845	591
10	57,169	858	600
11	58,027	870	609
12	58,897	883	618
13	59,781	897	628
14	60,678	910	637
15	61,588	924	647
16	62,512	938	656
17	63,449	952	666
18	64,401	966	676
19	65,367	981	686
20	66,348	995	697
	TOTAL	$17,343	$12,140

LOCAL CD

NAVIGATOR CU

1.45%

$50,000

60 Month

Credit Union

1.58x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	725	508
2	50,725	736	515
3	51,461	746	522
4	52,207	757	530
5	52,964	768	538
6	53,732	779	545
7	54,511	790	553
8	55,301	802	561
9	56,103	813	569
10	56,917	825	578
11	57,742	837	586
12	58,579	849	595
13	59,428	862	603
14	60,290	874	612
15	61,164	887	621
16	62,051	900	630
17	62,951	913	639
18	63,864	926	648
19	64,790	939	658
20	65,729	953	667
	TOTAL	$16,682	$11,678

LOCAL CD

First Community Bank

0.21%

$50,000

48 Month

Bank

0.26x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.21%	Annual Interest	Annual Interest (After Tax)
1	50,000	105	74
2	50,105	105	74
3	50,210	105	74
4	50,316	106	74
5	50,421	106	74
6	50,527	106	74
7	50,633	106	74
8	50,740	107	75
9	50,846	107	75
10	50,953	107	75
11	51,060	107	75
12	51,167	107	75
13	51,275	108	75
14	51,382	108	76
15	51,490	108	76
16	51,598	108	76
17	51,707	109	76
18	51,815	109	76
19	51,924	109	76
20	52,033	109	76
	TOTAL	$2,142	$1,500

LOCAL CD

Mariner's Bank

0.60%

$50,000

12 Month

Bank

1.09x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

Mariner's Bank

1.05%

$50,000

60 Month

Bank

1.14x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	525	368
2	50,525	531	371
3	51,056	536	375
4	51,592	542	379
5	52,133	547	383
6	52,681	553	387
7	53,234	559	391
8	53,793	565	395
9	54,358	571	400
10	54,928	577	404
11	55,505	583	408
12	56,088	589	412
13	56,677	595	417
14	57,272	601	421
15	57,873	608	425
16	58,481	614	430
17	59,095	620	434
18	59,716	627	439
19	60,343	634	444
20	60,976	640	448
	TOTAL	$11,616	$8,131

LOCAL CD

HUDSON VALLEY

3.25%

$50,000

60 Month

Credit Union

3.53x (National Avg. - 0.92%)

$500

SCENARIO

Year	Rate 3.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,625	1,138
2	51,625	1,678	1,174
3	53,303	1,732	1,213
4	55,035	1,789	1,252
5	56,824	1,847	1,293
6	58,671	1,907	1,335
7	60,577	1,969	1,378
8	62,546	2,033	1,423
9	64,579	2,099	1,469
10	66,678	2,167	1,517
11	68,845	2,237	1,566
12	71,082	2,310	1,617
13	73,392	2,385	1,670
14	75,778	2,463	1,724
15	78,240	2,543	1,780
16	80,783	2,625	1,838
17	83,409	2,711	1,898
18	86,119	2,799	1,959
19	88,918	2,890	2,023
20	91,808	2,984	2,089
	TOTAL	$44,792	$31,354

LOCAL CD

PARDA

1.00%

$50,000

60 Month

Credit Union

1.09x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL CD

GEORGETOWN KRAFT

0.80%

$50,000

12 Month

Credit Union

1.46x (National Avg. - 0.55%)

$100,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL CD

GEORGETOWN KRAFT

1.11%

$50,000

60 Month

Credit Union

1.21x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.11%	Annual Interest	Annual Interest (After Tax)
1	50,000	555	389
2	50,555	561	393
3	51,116	567	397
4	51,684	574	402
5	52,257	580	406
6	52,837	586	411
7	53,424	593	415
8	54,017	600	420
9	54,616	606	424
10	55,223	613	429
11	55,836	620	434
12	56,455	627	439
13	57,082	634	444
14	57,716	641	448
15	58,356	648	453
16	59,004	655	458
17	59,659	662	464
18	60,321	670	469
19	60,991	677	474
20	61,668	685	479
	TOTAL	$12,352	$8,647

LOCAL SAVINGS

GEORGETOWN KRAFT

0.10%

$50,000

N.A.

Credit Union

0.45x (National Avg. - 0.22%)

$2,500

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL CD

Shell Lake State Bank

1.16%

$50,000

48 Month

Bank

1.42x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 1.16%	Annual Interest	Annual Interest (After Tax)
1	50,000	580	406
2	50,580	587	411
3	51,167	594	415
4	51,760	600	420
5	52,361	607	425
6	52,968	614	430
7	53,582	622	435
8	54,204	629	440
9	54,833	636	445
10	55,469	643	450
11	56,112	651	456
12	56,763	658	461
13	57,422	666	466
14	58,088	674	472
15	58,762	682	477
16	59,443	690	483
17	60,133	698	488
18	60,830	706	494
19	61,536	714	500
20	62,250	722	505
	TOTAL	$12,972	$9,080

LOCAL CD

Forward Bank

0.63%

$50,000

48 Month

Bank

0.77x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 0.63%	Annual Interest	Annual Interest (After Tax)
1	50,000	315	221
2	50,315	317	222
3	50,632	319	223
4	50,951	321	225
5	51,272	323	226
6	51,595	325	228
7	51,920	327	229
8	52,247	329	230
9	52,576	331	232
10	52,908	333	233
11	53,241	335	235
12	53,576	338	236
13	53,914	340	238
14	54,253	342	239
15	54,595	344	241
16	54,939	346	242
17	55,285	348	244
18	55,634	350	245
19	55,984	353	247
20	56,337	355	248
	TOTAL	$6,692	$4,684

LOCAL CD

State Bank of Reeseville

0.65%

$50,000

48 Month

Bank

0.80x (National Avg. - 0.82%)

$1,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	325	228
2	50,325	327	229
3	50,652	329	230
4	50,981	331	232
5	51,313	334	233
6	51,646	336	235
7	51,982	338	237
8	52,320	340	238
9	52,660	342	240
10	53,002	345	241
11	53,347	347	243
12	53,693	349	244
13	54,042	351	246
14	54,394	354	247
15	54,747	356	249
16	55,103	358	251
17	55,461	360	252
18	55,822	363	254
19	56,185	365	256
20	56,550	368	257
	TOTAL	$6,917	$4,842

LOCAL CD

Union Bank, Inc.

0.07%

$50,000

6 Month

Bank

0.17x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.07%	Annual Interest	Annual Interest (After Tax)
1	50,000	35	25
2	50,035	35	25
3	50,070	35	25
4	50,105	35	25
5	50,140	35	25
6	50,175	35	25
7	50,210	35	25
8	50,246	35	25
9	50,281	35	25
10	50,316	35	25
11	50,351	35	25
12	50,386	35	25
13	50,422	35	25
14	50,457	35	25
15	50,492	35	25
16	50,528	35	25
17	50,563	35	25
18	50,598	35	25
19	50,634	35	25
20	50,669	35	25
	TOTAL	$705	$493

LOCAL CD

ALL IN

3.92%

$50,000

60 Month

Credit Union

4.26x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 3.92%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,960	1,372
2	51,960	2,037	1,426
3	53,997	2,117	1,482
4	56,114	2,200	1,540
5	58,313	2,286	1,600
6	60,599	2,375	1,663
7	62,975	2,469	1,728
8	65,443	2,565	1,796
9	68,008	2,666	1,866
10	70,674	2,770	1,939
11	73,445	2,879	2,015
12	76,324	2,992	2,094
13	79,316	3,109	2,176
14	82,425	3,231	2,262
15	85,656	3,358	2,350
16	89,014	3,489	2,443
17	92,503	3,626	2,538
18	96,129	3,768	2,638
19	99,897	3,916	2,741
20	103,813	4,069	2,849
	TOTAL	$57,883	$40,518

LOCAL CD

LAFAYETTE

4.02%

$50,000

60 Month

Credit Union

4.37x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 4.02%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,010	1,407
2	52,010	2,091	1,464
3	54,101	2,175	1,522
4	56,276	2,262	1,584
5	58,538	2,353	1,647
6	60,891	2,448	1,713
7	63,339	2,546	1,782
8	65,885	2,649	1,854
9	68,534	2,755	1,929
10	71,289	2,866	2,006
11	74,155	2,981	2,087
12	77,136	3,101	2,171
13	80,237	3,226	2,258
14	83,462	3,355	2,349
15	86,817	3,490	2,443
16	90,307	3,630	2,541
17	93,938	3,776	2,643
18	97,714	3,928	2,750
19	101,642	4,086	2,860
20	105,728	4,250	2,975
	TOTAL	$59,978	$41,985

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Ivy Bank, a division of Cambridge Savings Bank	4.35%	$1,000	Learn More
Last change: ↑2.35% on September 16.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑1.66% on April 4.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑0.66% on February 4. No Penalty CD.
Finworth, a division of InsBank	4.30%	$50,000	Learn More
Last change: ↓0.15% on September 23.
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.

Compare Savings vs. CDs Comparison of Deposit Account from The First, A National Banking Association with 0.50% - November 2025

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The First, A National Banking Association with 0.50% - November 2025