This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.75% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 376 | 263 |
| 2 | 50,376 | 378 | 265 |
| 3 | 50,754 | 381 | 267 |
| 4 | 51,135 | 384 | 269 |
| 5 | 51,519 | 387 | 271 |
| 6 | 51,906 | 390 | 273 |
| 7 | 52,296 | 393 | 275 |
| 8 | 52,688 | 396 | 277 |
| 9 | 53,084 | 399 | 279 |
| 10 | 53,483 | 402 | 281 |
| 11 | 53,884 | 405 | 283 |
| 12 | 54,289 | 408 | 285 |
| 13 | 54,697 | 411 | 288 |
| 14 | 55,108 | 414 | 290 |
| 15 | 55,521 | 417 | 292 |
| 16 | 55,938 | 420 | 294 |
| 17 | 56,359 | 423 | 296 |
| 18 | 56,782 | 426 | 299 |
| 19 | 57,208 | 430 | 301 |
| 20 | 57,638 | 433 | 303 |
| TOTAL | $8,071 | $5,650 |
| Year | Rate 0.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 401 | 281 |
| 2 | 50,401 | 404 | 283 |
| 3 | 50,805 | 407 | 285 |
| 4 | 51,213 | 411 | 288 |
| 5 | 51,623 | 414 | 290 |
| 6 | 52,037 | 417 | 292 |
| 7 | 52,455 | 421 | 294 |
| 8 | 52,875 | 424 | 297 |
| 9 | 53,300 | 427 | 299 |
| 10 | 53,727 | 431 | 302 |
| 11 | 54,158 | 434 | 304 |
| 12 | 54,592 | 438 | 306 |
| 13 | 55,030 | 441 | 309 |
| 14 | 55,471 | 445 | 311 |
| 15 | 55,916 | 448 | 314 |
| 16 | 56,365 | 452 | 316 |
| 17 | 56,817 | 456 | 319 |
| 18 | 57,272 | 459 | 322 |
| 19 | 57,732 | 463 | 324 |
| 20 | 58,195 | 467 | 327 |
| TOTAL | $8,661 | $6,063 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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