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Comparison of Deposit Account from The First National Bank of Lacon with 0.40% - June 2025

Long-Term Analysis of HUGHES with 4.34% APY and Dieterich Bank with 3.35% APY and The First National Bank of Lacon with 0.40% APY and ARSENAL with 0.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

HUGHES

4.34%

$50,000

24 Month

Credit Union

6.57x (National Avg. - 0.66%)

$1,000

SCENARIO

Year	Rate 4.34%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,170	1,519
2	52,170	2,264	1,585
3	54,434	2,362	1,654
4	56,797	2,465	1,725
5	59,262	2,572	1,800
6	61,834	2,684	1,879
7	64,517	2,800	1,960
8	67,317	2,922	2,045
9	70,239	3,048	2,134
10	73,287	3,181	2,226
11	76,468	3,319	2,323
12	79,786	3,463	2,424
13	83,249	3,613	2,529
14	86,862	3,770	2,639
15	90,632	3,933	2,753
16	94,565	4,104	2,873
17	98,670	4,282	2,998
18	102,952	4,468	3,128
19	107,420	4,662	3,263
20	112,082	4,864	3,405
	TOTAL	$66,946	$46,862

LOCAL CD

Dieterich Bank

3.35%

$50,000

36 Month

Bank

4.44x (National Avg. - 0.75%)

$500

SCENARIO

Year	Rate 3.35%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,675	1,173
2	51,675	1,731	1,212
3	53,406	1,789	1,252
4	55,195	1,849	1,294
5	57,044	1,911	1,338
6	58,955	1,975	1,383
7	60,930	2,041	1,429
8	62,971	2,110	1,477
9	65,081	2,180	1,526
10	67,261	2,253	1,577
11	69,514	2,329	1,630
12	71,843	2,407	1,685
13	74,250	2,487	1,741
14	76,737	2,571	1,799
15	79,308	2,657	1,860
16	81,965	2,746	1,922
17	84,711	2,838	1,986
18	87,548	2,933	2,053
19	90,481	3,031	2,122
20	93,512	3,133	2,193
	TOTAL	$46,645	$32,652

LOCAL CD

The First National Bank of Lacon

0.40%

$50,000

24 Month

Bank

0.61x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

ARSENAL

0.20%

$50,000

6 Month

Credit Union

0.49x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.20%	Annual Interest	Annual Interest (After Tax)
1	50,000	100	70
2	50,100	100	70
3	50,200	100	70
4	50,301	101	70
5	50,401	101	71
6	50,502	101	71
7	50,603	101	71
8	50,704	101	71
9	50,806	102	71
10	50,907	102	71
11	51,009	102	71
12	51,111	102	72
13	51,213	102	72
14	51,316	103	72
15	51,418	103	72
16	51,521	103	72
17	51,624	103	72
18	51,727	103	72
19	51,831	104	73
20	51,935	104	73
	TOTAL	$2,038	$1,427

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from The First National Bank of Lacon with 0.40% - June 2025

Long-Term Analysis of HUGHES with 4.34% APY and Dieterich Bank with 3.35% APY and The First National Bank of Lacon with 0.40% APY and ARSENAL with 0.20% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The First National Bank of Lacon with 0.40% - June 2025