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Comparison of Deposit Account from The First National Bank of Livingston with 0.60% - August 2025

Long-Term Analysis of Falcon International Bank with 0.25% APY and SNB Bank, National Association with 0.24% APY and SNB Bank, National Association with 0.31% APY and The First National Bank of Livingston with 0.60% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Falcon International Bank

0.25%

$50,000

24 Month

Bank

0.38x (National Avg. - 0.66%)

$1,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

SNB Bank, National Association

0.24%

$50,000

24 Month

Bank

0.36x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.24%	Annual Interest	Annual Interest (After Tax)
1	50,000	120	84
2	50,120	120	84
3	50,240	121	84
4	50,361	121	85
5	50,482	121	85
6	50,603	121	85
7	50,724	122	85
8	50,846	122	85
9	50,968	122	86
10	51,090	123	86
11	51,213	123	86
12	51,336	123	86
13	51,459	124	86
14	51,583	124	87
15	51,706	124	87
16	51,831	124	87
17	51,955	125	87
18	52,080	125	87
19	52,205	125	88
20	52,330	126	88
	TOTAL	$2,456	$1,719

LOCAL CD

SNB Bank, National Association

0.31%

$50,000

48 Month

Bank

0.38x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.31%	Annual Interest	Annual Interest (After Tax)
1	50,000	155	109
2	50,155	155	109
3	50,310	156	109
4	50,466	156	110
5	50,623	157	110
6	50,780	157	110
7	50,937	158	111
8	51,095	158	111
9	51,254	159	111
10	51,412	159	112
11	51,572	160	112
12	51,732	160	112
13	51,892	161	113
14	52,053	161	113
15	52,214	162	113
16	52,376	162	114
17	52,539	163	114
18	52,701	163	114
19	52,865	164	115
20	53,029	164	115
	TOTAL	$3,193	$2,235

LOCAL CD

The First National Bank of Livingston

0.60%

$50,000

24 Month

Bank

0.91x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.45%	$1,500	Learn More
Last change: ↑0.10% on July 13.
Colorado Federal Savings Bank	4.45%	$5,000	Learn More
Last change: ↑0.40% on June 24. Early withdrawal penalty is 3 Months' Interest.
Finworth, a division of InsBank	4.45%	$50,000	Learn More
Last change: ↓0.05% on August 2. 7-Month CD.

Compare Savings vs. CDs Comparison of Deposit Account from The First National Bank of Livingston with 0.60% - August 2025

Long-Term Analysis of Falcon International Bank with 0.25% APY and SNB Bank, National Association with 0.24% APY and SNB Bank, National Association with 0.31% APY and The First National Bank of Livingston with 0.60% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from The First National Bank of Livingston with 0.60% - August 2025