This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.80% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 402 | 281 |
| 2 | 50,402 | 405 | 283 |
| 3 | 50,806 | 408 | 286 |
| 4 | 51,214 | 411 | 288 |
| 5 | 51,625 | 415 | 290 |
| 6 | 52,040 | 418 | 293 |
| 7 | 52,458 | 421 | 295 |
| 8 | 52,879 | 425 | 297 |
| 9 | 53,304 | 428 | 300 |
| 10 | 53,732 | 431 | 302 |
| 11 | 54,163 | 435 | 304 |
| 12 | 54,598 | 438 | 307 |
| 13 | 55,037 | 442 | 309 |
| 14 | 55,479 | 445 | 312 |
| 15 | 55,924 | 449 | 314 |
| 16 | 56,373 | 453 | 317 |
| 17 | 56,826 | 456 | 319 |
| 18 | 57,282 | 460 | 322 |
| 19 | 57,742 | 464 | 325 |
| 20 | 58,206 | 467 | 327 |
| TOTAL | $8,673 | $6,071 |
| Year | Rate 1.50% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 750 | 525 |
| 2 | 50,750 | 761 | 533 |
| 3 | 51,511 | 773 | 541 |
| 4 | 52,284 | 784 | 549 |
| 5 | 53,068 | 796 | 557 |
| 6 | 53,864 | 808 | 566 |
| 7 | 54,672 | 820 | 574 |
| 8 | 55,492 | 832 | 583 |
| 9 | 56,325 | 845 | 591 |
| 10 | 57,169 | 858 | 600 |
| 11 | 58,027 | 870 | 609 |
| 12 | 58,897 | 883 | 618 |
| 13 | 59,781 | 897 | 628 |
| 14 | 60,678 | 910 | 637 |
| 15 | 61,588 | 924 | 647 |
| 16 | 62,512 | 938 | 656 |
| 17 | 63,449 | 952 | 666 |
| 18 | 64,401 | 966 | 676 |
| 19 | 65,367 | 981 | 686 |
| 20 | 66,348 | 995 | 697 |
| TOTAL | $17,343 | $12,140 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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