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Comparison of Deposit Account from The Fowler State Bank with 0.50% - November 2025


Long-Term Analysis of The Fowler State Bank with 1.01% APY and The Fowler State Bank with 0.50% APY and The Fowler State Bank with 0.40% APY and The First National Bank of Winnsboro with 0.10% APY and NUVISION with 2.90% APY and NUVISION with 2.55% APY and NUVISION with 2.70% APY and NUVISION with 3.10% APY and NUVISION with 2.65% APY and NUVISION with 3.20% APY and NUVISION with 2.35% APY and NUVISION with 0.55% APY and NUVISION with 0.65% APY and NUVISION with 0.95% APY and NUVISION with 1.60% APY and NUVISION with 1.00% APY and NUVISION with 0.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    The Fowler State Bank
    1.01%
    -
    $50,000
    24 Month
    Bank
    1.53x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    1.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 505 354
    2 50,505 510 357
    3 51,015 515 361
    4 51,530 520 364
    5 52,051 526 368
    6 52,577 531 372
    7 53,108 536 375
    8 53,644 542 379
    9 54,186 547 383
    10 54,733 553 387
    11 55,286 558 391
    12 55,844 564 395
    13 56,408 570 399
    14 56,978 575 403
    15 57,553 581 407
    16 58,135 587 411
    17 58,722 593 415
    18 59,315 599 419
    19 59,914 605 424
    20 60,519 611 428
    TOTAL $11,130 $7,791
  • 2
    LOCAL CD
    The Fowler State Bank
    0.50%
    -
    $50,000
    6 Month
    Bank
    1.23x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 3
    LOCAL MONEY MARKET
    The Fowler State Bank
    0.40%
    -
    $50,000
    N.A.
    Bank
    0.99x (National Avg. - 0.41%)
    $25,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 4
    LOCAL MONEY MARKET
    The First National Bank of Winnsboro
    0.10%
    -
    $50,000
    N.A.
    Bank
    0.25x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 5
    LOCAL CD
    NUVISION
    2.90%
    -
    $50,000
    24 Month
    Credit Union
    4.40x (National Avg. - 0.66%)
    $1,000
     
    SCENARIO
    Year Rate
    2.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,450 1,015
    2 51,450 1,492 1,044
    3 52,942 1,535 1,075
    4 54,477 1,580 1,106
    5 56,057 1,626 1,138
    6 57,683 1,673 1,171
    7 59,356 1,721 1,205
    8 61,077 1,771 1,240
    9 62,848 1,823 1,276
    10 64,671 1,875 1,313
    11 66,546 1,930 1,351
    12 68,476 1,986 1,390
    13 70,462 2,043 1,430
    14 72,505 2,103 1,472
    15 74,608 2,164 1,515
    16 76,772 2,226 1,558
    17 78,998 2,291 1,604
    18 81,289 2,357 1,650
    19 83,646 2,426 1,698
    20 86,072 2,496 1,747
    TOTAL $38,568 $26,998
  • 6
    LOCAL CD
    NUVISION
    2.55%
    -
    $50,000
    36 Month
    Credit Union
    3.39x (National Avg. - 0.75%)
    $1,000
     
    SCENARIO
    Year Rate
    2.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,275 893
    2 51,275 1,308 915
    3 52,583 1,341 939
    4 53,923 1,375 963
    5 55,298 1,410 987
    6 56,709 1,446 1,012
    7 58,155 1,483 1,038
    8 59,638 1,521 1,065
    9 61,158 1,560 1,092
    10 62,718 1,599 1,120
    11 64,317 1,640 1,148
    12 65,957 1,682 1,177
    13 67,639 1,725 1,207
    14 69,364 1,769 1,238
    15 71,133 1,814 1,270
    16 72,947 1,860 1,302
    17 74,807 1,908 1,335
    18 76,714 1,956 1,369
    19 78,671 2,006 1,404
    20 80,677 2,057 1,440
    TOTAL $32,734 $22,914
  • 7
    LOCAL CD
    NUVISION
    2.70%
    -
    $50,000
    48 Month
    Credit Union
    3.31x (National Avg. - 0.82%)
    $1,000
     
    SCENARIO
    Year Rate
    2.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,350 945
    2 51,350 1,386 971
    3 52,736 1,424 997
    4 54,160 1,462 1,024
    5 55,623 1,502 1,051
    6 57,124 1,542 1,080
    7 58,667 1,584 1,109
    8 60,251 1,627 1,139
    9 61,878 1,671 1,169
    10 63,548 1,716 1,201
    11 65,264 1,762 1,233
    12 67,026 1,810 1,267
    13 68,836 1,859 1,301
    14 70,695 1,909 1,336
    15 72,603 1,960 1,372
    16 74,564 2,013 1,409
    17 76,577 2,068 1,447
    18 78,644 2,123 1,486
    19 80,768 2,181 1,527
    20 82,948 2,240 1,568
    TOTAL $35,188 $24,632
  • 8
    LOCAL CD
    NUVISION
    3.10%
    -
    $50,000
    60 Month
    Credit Union
    3.37x (National Avg. - 0.92%)
    $1,000
     
    SCENARIO
    Year Rate
    3.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,550 1,085
    2 51,550 1,598 1,119
    3 53,148 1,648 1,153
    4 54,796 1,699 1,189
    5 56,494 1,751 1,226
    6 58,246 1,806 1,264
    7 60,051 1,862 1,303
    8 61,913 1,919 1,344
    9 63,832 1,979 1,385
    10 65,811 2,040 1,428
    11 67,851 2,103 1,472
    12 69,954 2,169 1,518
    13 72,123 2,236 1,565
    14 74,359 2,305 1,614
    15 76,664 2,377 1,664
    16 79,041 2,450 1,715
    17 81,491 2,526 1,768
    18 84,017 2,605 1,823
    19 86,622 2,685 1,880
    20 89,307 2,769 1,938
    TOTAL $42,075 $29,453
  • 9
    LOCAL CD
    NUVISION
    2.65%
    -
    $50,000
    36 Month
    Credit Union
    3.52x (National Avg. - 0.75%)
    $50,000
     
    SCENARIO
    Year Rate
    2.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,325 928
    2 51,325 1,360 952
    3 52,685 1,396 977
    4 54,081 1,433 1,003
    5 55,514 1,471 1,030
    6 56,986 1,510 1,057
    7 58,496 1,550 1,085
    8 60,046 1,591 1,114
    9 61,637 1,633 1,143
    10 63,270 1,677 1,174
    11 64,947 1,721 1,205
    12 66,668 1,767 1,237
    13 68,435 1,814 1,269
    14 70,248 1,862 1,303
    15 72,110 1,911 1,338
    16 74,021 1,962 1,373
    17 75,982 2,014 1,409
    18 77,996 2,067 1,447
    19 80,063 2,122 1,485
    20 82,185 2,178 1,525
    TOTAL $34,362 $24,054
  • 10
    LOCAL CD
    NUVISION
    3.20%
    -
    $50,000
    60 Month
    Credit Union
    3.48x (National Avg. - 0.92%)
    $50,000
     
    SCENARIO
    Year Rate
    3.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,600 1,120
    2 51,600 1,651 1,156
    3 53,251 1,704 1,193
    4 54,955 1,759 1,231
    5 56,714 1,815 1,270
    6 58,529 1,873 1,311
    7 60,402 1,933 1,353
    8 62,334 1,995 1,396
    9 64,329 2,059 1,441
    10 66,388 2,124 1,487
    11 68,512 2,192 1,535
    12 70,704 2,263 1,584
    13 72,967 2,335 1,634
    14 75,302 2,410 1,687
    15 77,712 2,487 1,741
    16 80,198 2,566 1,796
    17 82,765 2,648 1,854
    18 85,413 2,733 1,913
    19 88,146 2,821 1,974
    20 90,967 2,911 2,038
    TOTAL $43,878 $30,715
  • 11
    LOCAL CD
    NUVISION
    2.35%
    -
    $50,000
    6 Month
    Credit Union
    5.79x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    2.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,175 823
    2 51,175 1,203 842
    3 52,378 1,231 862
    4 53,608 1,260 882
    5 54,868 1,289 903
    6 56,158 1,320 924
    7 57,477 1,351 946
    8 58,828 1,382 968
    9 60,211 1,415 990
    10 61,626 1,448 1,014
    11 63,074 1,482 1,038
    12 64,556 1,517 1,062
    13 66,073 1,553 1,087
    14 67,626 1,589 1,112
    15 69,215 1,627 1,139
    16 70,841 1,665 1,165
    17 72,506 1,704 1,193
    18 74,210 1,744 1,221
    19 75,954 1,785 1,249
    20 77,739 1,827 1,279
    TOTAL $29,566 $20,696
  • 12
    LOCAL MONEY MARKET
    NUVISION
    0.55%
    -
    $50,000
    N.A.
    Credit Union
    1.35x (National Avg. - 0.41%)
    $2,500
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 13
    LOCAL MONEY MARKET
    NUVISION
    0.65%
    -
    $50,000
    N.A.
    Credit Union
    1.60x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.65%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 325 228
    2 50,325 327 229
    3 50,652 329 230
    4 50,981 331 232
    5 51,313 334 233
    6 51,646 336 235
    7 51,982 338 237
    8 52,320 340 238
    9 52,660 342 240
    10 53,002 345 241
    11 53,347 347 243
    12 53,693 349 244
    13 54,042 351 246
    14 54,394 354 247
    15 54,747 356 249
    16 55,103 358 251
    17 55,461 360 252
    18 55,822 363 254
    19 56,185 365 256
    20 56,550 368 257
    TOTAL $6,917 $4,842
  • 14
    LOCAL MONEY MARKET
    NUVISION
    0.95%
    -
    $50,000
    N.A.
    Credit Union
    2.34x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 475 333
    2 50,475 480 336
    3 50,955 484 339
    4 51,439 489 342
    5 51,927 493 345
    6 52,421 498 349
    7 52,919 503 352
    8 53,421 508 355
    9 53,929 512 359
    10 54,441 517 362
    11 54,958 522 365
    12 55,480 527 369
    13 56,007 532 372
    14 56,540 537 376
    15 57,077 542 380
    16 57,619 547 383
    17 58,166 553 387
    18 58,719 558 390
    19 59,277 563 394
    20 59,840 568 398
    TOTAL $10,408 $7,286
  • 15
    LOCAL MONEY MARKET
    NUVISION
    1.60%
    -
    $50,000
    N.A.
    Credit Union
    3.94x (National Avg. - 0.41%)
    $50,000
     
    SCENARIO
    Year Rate
    1.60%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 800 560
    2 50,800 813 569
    3 51,613 826 578
    4 52,439 839 587
    5 53,278 852 597
    6 54,130 866 606
    7 54,996 880 616
    8 55,876 894 626
    9 56,770 908 636
    10 57,678 923 646
    11 58,601 938 656
    12 59,539 953 667
    13 60,492 968 678
    14 61,459 983 688
    15 62,443 999 699
    16 63,442 1,015 711
    17 64,457 1,031 722
    18 65,488 1,048 733
    19 66,536 1,065 745
    20 67,601 1,082 757
    TOTAL $18,682 $13,078
  • 16
    LOCAL MONEY MARKET
    NUVISION
    1.00%
    -
    $50,000
    N.A.
    Credit Union
    2.46x (National Avg. - 0.41%)
    $5,001
     
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 17
    LOCAL SAVINGS
    NUVISION
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.45x (National Avg. - 0.22%)
    $5
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707

    All calculations are for demonstration purposes only.

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