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Comparison of Deposit Account from THE HUB-CO with 1.24% - September 2026


Long-Term Analysis of THE HUB-CO with 0.33% APY and THE HUB-CO with 1.24% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    THE HUB-CO
    0.33%
    -
    $50,000
    6 Month
    Credit Union
    0.82x (National Avg. - 0.40%)
    $10,000
     
    SCENARIO
    Year Rate
    0.33%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 165 116
    2 50,165 166 116
    3 50,331 166 116
    4 50,497 167 117
    5 50,663 167 117
    6 50,830 168 117
    7 50,998 168 118
    8 51,166 169 118
    9 51,335 169 119
    10 51,505 170 119
    11 51,675 171 119
    12 51,845 171 120
    13 52,016 172 120
    14 52,188 172 121
    15 52,360 173 121
    16 52,533 173 121
    17 52,706 174 122
    18 52,880 175 122
    19 53,055 175 123
    20 53,230 176 123
    TOTAL $3,406 $2,384
  • 2
    LOCAL CD
    THE HUB-CO
    1.24%
    -
    $50,000
    60 Month
    Credit Union
    1.34x (National Avg. - 0.93%)
    $10,000
     
    SCENARIO
    Year Rate
    1.24%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 620 434
    2 50,620 628 439
    3 51,248 635 445
    4 51,883 643 450
    5 52,527 651 456
    6 53,178 659 462
    7 53,837 668 467
    8 54,505 676 473
    9 55,181 684 479
    10 55,865 693 485
    11 56,558 701 491
    12 57,259 710 497
    13 57,969 719 503
    14 58,688 728 509
    15 59,416 737 516
    16 60,152 746 522
    17 60,898 755 529
    18 61,653 765 535
    19 62,418 774 542
    20 63,192 784 549
    TOTAL $13,975 $9,783

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.65% on August 6.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑1.20% on August 6.
    Early Withdrawal Penalty is 365 days interest.

    Last change: ↑1.20% on August 6.
    Early Withdrawal Penalty is 730 days interest.

    Last change: ↑0.40% on April 27.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↑0.38% on April 27.
    Early Withdrawal Penalty is 90 days interest.

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