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Comparison of Deposit Account from The Peoples Bank, Biloxi, Mississippi with 0.06% - November 2025


Long-Term Analysis of The Peoples Bank, Biloxi, Mississippi with 0.32% APY and The Peoples Bank, Biloxi, Mississippi with 0.06% APY and Twin City Bank with 0.90% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    The Peoples Bank, Biloxi, Mississippi
    0.32%
    -
    $50,000
    12 Month
    Bank
    0.58x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.32%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 160 112
    2 50,160 161 112
    3 50,321 161 113
    4 50,482 162 113
    5 50,643 162 113
    6 50,805 163 114
    7 50,968 163 114
    8 51,131 164 115
    9 51,294 164 115
    10 51,459 165 115
    11 51,623 165 116
    12 51,788 166 116
    13 51,954 166 116
    14 52,120 167 117
    15 52,287 167 117
    16 52,455 168 117
    17 52,622 168 118
    18 52,791 169 118
    19 52,960 169 119
    20 53,129 170 119
    TOTAL $3,299 $2,309
  • 2
    LOCAL MONEY MARKET
    The Peoples Bank, Biloxi, Mississippi
    0.06%
    -
    $50,000
    N.A.
    Bank
    0.11x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.06%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 30 21
    2 50,030 30 21
    3 50,060 30 21
    4 50,090 30 21
    5 50,120 30 21
    6 50,150 30 21
    7 50,180 30 21
    8 50,210 30 21
    9 50,241 30 21
    10 50,271 30 21
    11 50,301 30 21
    12 50,331 30 21
    13 50,361 30 21
    14 50,391 30 21
    15 50,422 30 21
    16 50,452 30 21
    17 50,482 30 21
    18 50,512 30 21
    19 50,543 30 21
    20 50,573 30 21
    TOTAL $603 $422
  • 3
    LOCAL CD
    Twin City Bank
    0.90%
    -
    $50,000
    48 Month
    Bank
    1.10x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.90%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 450 315
    2 50,450 454 318
    3 50,904 458 321
    4 51,362 462 324
    5 51,824 466 326
    6 52,291 471 329
    7 52,761 475 332
    8 53,236 479 335
    9 53,715 483 338
    10 54,199 488 341
    11 54,687 492 345
    12 55,179 497 348
    13 55,675 501 351
    14 56,177 506 354
    15 56,682 510 357
    16 57,192 515 360
    17 57,707 519 364
    18 58,226 524 367
    19 58,750 529 370
    20 59,279 534 373
    TOTAL $9,813 $6,869

    All calculations are for demonstration purposes only.

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