This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.37% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 185 | 130 |
| 2 | 50,185 | 186 | 130 |
| 3 | 50,371 | 186 | 130 |
| 4 | 50,557 | 187 | 131 |
| 5 | 50,744 | 188 | 131 |
| 6 | 50,932 | 188 | 132 |
| 7 | 51,120 | 189 | 132 |
| 8 | 51,309 | 190 | 133 |
| 9 | 51,499 | 191 | 133 |
| 10 | 51,690 | 191 | 134 |
| 11 | 51,881 | 192 | 134 |
| 12 | 52,073 | 193 | 135 |
| 13 | 52,266 | 193 | 135 |
| 14 | 52,459 | 194 | 136 |
| 15 | 52,653 | 195 | 136 |
| 16 | 52,848 | 196 | 137 |
| 17 | 53,044 | 196 | 137 |
| 18 | 53,240 | 197 | 138 |
| 19 | 53,437 | 198 | 138 |
| 20 | 53,635 | 198 | 139 |
| TOTAL | $3,833 | $2,683 |
| Year | Rate 0.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 25 | 18 |
| 2 | 50,025 | 25 | 18 |
| 3 | 50,050 | 25 | 18 |
| 4 | 50,075 | 25 | 18 |
| 5 | 50,100 | 25 | 18 |
| 6 | 50,125 | 25 | 18 |
| 7 | 50,150 | 25 | 18 |
| 8 | 50,175 | 25 | 18 |
| 9 | 50,200 | 25 | 18 |
| 10 | 50,225 | 25 | 18 |
| 11 | 50,251 | 25 | 18 |
| 12 | 50,276 | 25 | 18 |
| 13 | 50,301 | 25 | 18 |
| 14 | 50,326 | 25 | 18 |
| 15 | 50,351 | 25 | 18 |
| 16 | 50,376 | 25 | 18 |
| 17 | 50,402 | 25 | 18 |
| 18 | 50,427 | 25 | 18 |
| 19 | 50,452 | 25 | 18 |
| 20 | 50,477 | 25 | 18 |
| TOTAL | $502 | $352 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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