This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 550 | 385 |
| 2 | 50,550 | 556 | 389 |
| 3 | 51,106 | 562 | 394 |
| 4 | 51,668 | 568 | 398 |
| 5 | 52,237 | 575 | 402 |
| 6 | 52,811 | 581 | 407 |
| 7 | 53,392 | 587 | 411 |
| 8 | 53,979 | 594 | 416 |
| 9 | 54,573 | 600 | 420 |
| 10 | 55,173 | 607 | 425 |
| 11 | 55,780 | 614 | 430 |
| 12 | 56,394 | 620 | 434 |
| 13 | 57,014 | 627 | 439 |
| 14 | 57,641 | 634 | 444 |
| 15 | 58,276 | 641 | 449 |
| 16 | 58,917 | 648 | 454 |
| 17 | 59,565 | 655 | 459 |
| 18 | 60,220 | 662 | 464 |
| 19 | 60,882 | 670 | 469 |
| 20 | 61,552 | 677 | 474 |
| TOTAL | $12,229 | $8,560 |
| Year | Rate 1.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 629 | 440 |
| 2 | 50,629 | 636 | 445 |
| 3 | 51,265 | 644 | 451 |
| 4 | 51,909 | 652 | 457 |
| 5 | 52,562 | 661 | 462 |
| 6 | 53,223 | 669 | 468 |
| 7 | 53,892 | 677 | 474 |
| 8 | 54,569 | 686 | 480 |
| 9 | 55,255 | 695 | 486 |
| 10 | 55,949 | 703 | 492 |
| 11 | 56,653 | 712 | 498 |
| 12 | 57,365 | 721 | 505 |
| 13 | 58,086 | 730 | 511 |
| 14 | 58,816 | 739 | 518 |
| 15 | 59,555 | 749 | 524 |
| 16 | 60,304 | 758 | 531 |
| 17 | 61,062 | 768 | 537 |
| 18 | 61,830 | 777 | 544 |
| 19 | 62,607 | 787 | 551 |
| 20 | 63,394 | 797 | 558 |
| TOTAL | $14,191 | $9,933 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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