This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.63% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 314 | 219 |
| 2 | 50,314 | 315 | 221 |
| 3 | 50,629 | 317 | 222 |
| 4 | 50,946 | 319 | 224 |
| 5 | 51,266 | 321 | 225 |
| 6 | 51,587 | 323 | 226 |
| 7 | 51,911 | 325 | 228 |
| 8 | 52,236 | 328 | 229 |
| 9 | 52,564 | 330 | 231 |
| 10 | 52,893 | 332 | 232 |
| 11 | 53,225 | 334 | 234 |
| 12 | 53,559 | 336 | 235 |
| 13 | 53,894 | 338 | 237 |
| 14 | 54,232 | 340 | 238 |
| 15 | 54,572 | 342 | 240 |
| 16 | 54,915 | 344 | 241 |
| 17 | 55,259 | 346 | 243 |
| 18 | 55,605 | 349 | 244 |
| 19 | 55,954 | 351 | 246 |
| 20 | 56,305 | 353 | 247 |
| TOTAL | $6,658 | $4,661 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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