This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,635 | 1,845 |
| 2 | 52,635 | 2,774 | 1,942 |
| 3 | 55,409 | 2,920 | 2,044 |
| 4 | 58,329 | 3,074 | 2,152 |
| 5 | 61,403 | 3,236 | 2,265 |
| 6 | 64,639 | 3,406 | 2,385 |
| 7 | 68,045 | 3,586 | 2,510 |
| 8 | 71,631 | 3,775 | 2,642 |
| 9 | 75,406 | 3,974 | 2,782 |
| 10 | 79,380 | 4,183 | 2,928 |
| 11 | 83,563 | 4,404 | 3,083 |
| 12 | 87,967 | 4,636 | 3,245 |
| 13 | 92,603 | 4,880 | 3,416 |
| 14 | 97,483 | 5,137 | 3,596 |
| 15 | 102,621 | 5,408 | 3,786 |
| 16 | 108,029 | 5,693 | 3,985 |
| 17 | 113,722 | 5,993 | 4,195 |
| 18 | 119,715 | 6,309 | 4,416 |
| 19 | 126,024 | 6,641 | 4,649 |
| 20 | 132,665 | 6,991 | 4,894 |
| TOTAL | $89,657 | $62,760 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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