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Comparison of Deposit Account from TRI-CITIES COMMUNITY with 0.20% - May 2025


Long-Term Analysis of First Federal Savings Bank of Angola with 0.26% APY and TRI-CITIES COMMUNITY with 0.20% APY and TRUE SKY with 2.31% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    First Federal Savings Bank of Angola
    0.26%
    -
    $50,000
    18 Month
    Bank
    0.45x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.26%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 130 91
    2 50,130 130 91
    3 50,260 131 91
    4 50,391 131 92
    5 50,522 131 92
    6 50,653 132 92
    7 50,785 132 92
    8 50,917 132 93
    9 51,050 133 93
    10 51,182 133 93
    11 51,315 133 93
    12 51,449 134 94
    13 51,583 134 94
    14 51,717 134 94
    15 51,851 135 94
    16 51,986 135 95
    17 52,121 136 95
    18 52,257 136 95
    19 52,392 136 95
    20 52,529 137 96
    TOTAL $2,665 $1,866
  • 2
    LOCAL MONEY MARKET
    TRI-CITIES COMMUNITY
    0.20%
    -
    $50,000
    N.A.
    Credit Union
    0.34x (National Avg. - 0.58%)
    $2,500
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 3
    LOCAL CD
    TRUE SKY
    2.31%
    -
    $50,000
    13 Month
    Credit Union
    N.A.
    $500
     
    SCENARIO
    Year Rate
    2.31%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,155 809
    2 51,155 1,182 827
    3 52,337 1,209 846
    4 53,546 1,237 866
    5 54,783 1,265 886
    6 56,048 1,295 906
    7 57,343 1,325 927
    8 58,667 1,355 949
    9 60,023 1,387 971
    10 61,409 1,419 993
    11 62,828 1,451 1,016
    12 64,279 1,485 1,039
    13 65,764 1,519 1,063
    14 67,283 1,554 1,088
    15 68,837 1,590 1,113
    16 70,427 1,627 1,139
    17 72,054 1,664 1,165
    18 73,719 1,703 1,192
    19 75,422 1,742 1,220
    20 77,164 1,782 1,248
    TOTAL $28,946 $20,262

    All calculations are for demonstration purposes only.

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