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Comparison of Deposit Account from Triad Bank, National Association with 0.42% - December 2025


Long-Term Analysis of ROCKY MOUNTAIN LAW ENFORCEMENT with 1.25% APY and Southwest Capital Bank with 0.32% APY and Triad Bank, National Association with 0.42% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    ROCKY MOUNTAIN LAW ENFORCEMENT
    1.25%
    -
    $50,000
    60 Month
    Credit Union
    1.36x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    1.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 2
    LOCAL CD
    Southwest Capital Bank
    0.32%
    -
    $50,000
    12 Month
    Bank
    0.59x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.32%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 160 112
    2 50,160 161 112
    3 50,321 161 113
    4 50,482 162 113
    5 50,643 162 113
    6 50,805 163 114
    7 50,968 163 114
    8 51,131 164 115
    9 51,294 164 115
    10 51,459 165 115
    11 51,623 165 116
    12 51,788 166 116
    13 51,954 166 116
    14 52,120 167 117
    15 52,287 167 117
    16 52,455 168 117
    17 52,622 168 118
    18 52,791 169 118
    19 52,960 169 119
    20 53,129 170 119
    TOTAL $3,299 $2,309
  • 3
    LOCAL CD
    Triad Bank, National Association
    0.42%
    -
    $50,000
    36 Month
    Bank
    0.56x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    0.42%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 210 147
    2 50,210 211 148
    3 50,421 212 148
    4 50,633 213 149
    5 50,845 214 149
    6 51,059 214 150
    7 51,273 215 151
    8 51,489 216 151
    9 51,705 217 152
    10 51,922 218 153
    11 52,140 219 153
    12 52,359 220 154
    13 52,579 221 155
    14 52,800 222 155
    15 53,022 223 156
    16 53,244 224 157
    17 53,468 225 157
    18 53,693 226 158
    19 53,918 226 159
    20 54,144 227 159
    TOTAL $4,372 $3,060

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↑0.20% on December 7.
    Early Withdrawal Penalty is 6 months interest.

    Last change: ↓0.15% on November 26.

    Last change: ↓0.10% on September 17.

    Last change: ↓0.05% on December 8.

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