Compare Savings vs. CDs
Comparison of Deposit Account from TRIUS with 0.75% - October 2026


Long-Term Analysis of EAGLE ONE with 1.36% APY and QUORUM with 2.25% APY and TRIUS with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.36%
    -
    $50,000
    48 Month
    Credit Union
    1.65x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.36%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 679 475
    2 50,679 688 482
    3 51,367 698 488
    4 52,065 707 495
    5 52,772 717 502
    6 53,488 726 508
    7 54,215 736 515
    8 54,951 746 522
    9 55,697 756 529
    10 56,454 767 537
    11 57,220 777 544
    12 57,997 788 551
    13 58,785 798 559
    14 59,583 809 566
    15 60,392 820 574
    16 61,213 831 582
    17 62,044 843 590
    18 62,886 854 598
    19 63,740 866 606
    20 64,606 877 614
    TOTAL $15,483 $10,838
  • 2
    LOCAL CD
    2.25%
    -
    $50,000
    6 Month
    Credit Union
    5.57x (National Avg. - 0.40%)
    $1,000
     
    SCENARIO
    Year Rate
    2.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,125 788
    2 51,125 1,150 805
    3 52,275 1,176 823
    4 53,452 1,203 842
    5 54,654 1,230 861
    6 55,884 1,257 880
    7 57,141 1,286 900
    8 58,427 1,315 920
    9 59,742 1,344 941
    10 61,086 1,374 962
    11 62,460 1,405 984
    12 63,866 1,437 1,006
    13 65,302 1,469 1,029
    14 66,772 1,502 1,052
    15 68,274 1,536 1,075
    16 69,810 1,571 1,100
    17 71,381 1,606 1,124
    18 72,987 1,642 1,150
    19 74,629 1,679 1,175
    20 76,309 1,717 1,202
    TOTAL $28,025 $19,618
  • 3
    LOCAL CD
    0.75%
    -
    $50,000
    24 Month
    Credit Union
    1.13x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 375 263
    2 50,375 378 264
    3 50,753 381 266
    4 51,133 384 268
    5 51,517 386 270
    6 51,903 389 272
    7 52,293 392 275
    8 52,685 395 277
    9 53,080 398 279
    10 53,478 401 281
    11 53,879 404 283
    12 54,283 407 285
    13 54,690 410 287
    14 55,101 413 289
    15 55,514 416 291
    16 55,930 419 294
    17 56,350 423 296
    18 56,772 426 298
    19 57,198 429 300
    20 57,627 432 303
    TOTAL $8,059 $5,641

    All calculations are for demonstration purposes only.

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