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Comparison of Deposit Account from TrustBank with 0.10% - October 2026

Long-Term Analysis of TrustBank with 0.10% APY and CAMPUS USA with 3.56% APY and PHILADELPHIA with 1.00% APY and MEMBERS 1ST with 1.95% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

TrustBank

0.10%

$50,000

N.A.

Bank

N.A.

$25,000

SCENARIO

Year	Rate 0.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	50	35
2	50,050	50	35
3	50,100	50	35
4	50,150	50	35
5	50,200	50	35
6	50,251	50	35
7	50,301	50	35
8	50,351	50	35
9	50,401	50	35
10	50,452	50	35
11	50,502	51	35
12	50,553	51	35
13	50,603	51	35
14	50,654	51	35
15	50,705	51	35
16	50,755	51	36
17	50,806	51	36
18	50,857	51	36
19	50,908	51	36
20	50,959	51	36
	TOTAL	$1,010	$707

LOCAL CD

CAMPUS USA

3.56%

$50,000

48 Month

Credit Union

4.33x (National Avg. - 0.82%)

$25,000

SCENARIO

Year	Rate 3.56%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,780	1,246
2	51,780	1,843	1,290
3	53,623	1,909	1,336
4	55,532	1,977	1,384
5	57,509	2,047	1,433
6	59,557	2,120	1,484
7	61,677	2,196	1,537
8	63,873	2,274	1,592
9	66,146	2,355	1,648
10	68,501	2,439	1,707
11	70,940	2,525	1,768
12	73,465	2,615	1,831
13	76,081	2,708	1,896
14	78,789	2,805	1,963
15	81,594	2,905	2,033
16	84,499	3,008	2,106
17	87,507	3,115	2,181
18	90,622	3,226	2,258
19	93,848	3,341	2,339
20	97,189	3,460	2,422
	TOTAL	$50,649	$35,455

LOCAL CD

PHILADELPHIA

1.00%

$50,000

36 Month

Credit Union

1.32x (National Avg. - 0.76%)

$10,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL CD

MEMBERS 1ST

1.95%

$50,000

30 Month

Credit Union

N.A.

$1,000,000

SCENARIO

Year	Rate 1.95%	Annual Interest	Annual Interest (After Tax)
1	50,000	975	683
2	50,975	994	696
3	51,969	1,013	709
4	52,982	1,033	723
5	54,016	1,053	737
6	55,069	1,074	752
7	56,143	1,095	766
8	57,237	1,116	781
9	58,354	1,138	797
10	59,492	1,160	812
11	60,652	1,183	828
12	61,834	1,206	844
13	63,040	1,229	860
14	64,269	1,253	877
15	65,523	1,278	894
16	66,800	1,303	912
17	68,103	1,328	930
18	69,431	1,354	948
19	70,785	1,380	966
20	72,165	1,407	985
	TOTAL	$23,572	$16,501

All calculations are for demonstration purposes only.

Featured CD Rates

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Popular Direct	4.95%	$10,000	Learn More
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Popular Direct	4.85%	$10,000	Learn More
Last change: ↑0.35% on October 1. Early Withdrawal Penalty is 365 days interest.
Popular Direct	4.80%	$10,000	Learn More
Last change: ↑0.30% on October 1. Early Withdrawal Penalty is 365 days interest.
Charles Schwab Bank, SSB	4.65%	$1,000	Learn More
Last change: ↑0.35% on September 25.

Compare Savings vs. CDs Comparison of Deposit Account from TrustBank with 0.10% - October 2026

Long-Term Analysis of TrustBank with 0.10% APY and CAMPUS USA with 3.56% APY and PHILADELPHIA with 1.00% APY and MEMBERS 1ST with 1.95% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from TrustBank with 0.10% - October 2026