This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
| Year | Rate 2.68% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,341 | 939 |
| 2 | 51,341 | 1,377 | 964 |
| 3 | 52,718 | 1,414 | 990 |
| 4 | 54,132 | 1,452 | 1,016 |
| 5 | 55,584 | 1,491 | 1,044 |
| 6 | 57,074 | 1,531 | 1,072 |
| 7 | 58,605 | 1,572 | 1,100 |
| 8 | 60,177 | 1,614 | 1,130 |
| 9 | 61,791 | 1,657 | 1,160 |
| 10 | 63,448 | 1,702 | 1,191 |
| 11 | 65,150 | 1,747 | 1,223 |
| 12 | 66,897 | 1,794 | 1,256 |
| 13 | 68,691 | 1,842 | 1,290 |
| 14 | 70,534 | 1,892 | 1,324 |
| 15 | 72,425 | 1,942 | 1,360 |
| 16 | 74,368 | 1,995 | 1,396 |
| 17 | 76,362 | 2,048 | 1,434 |
| 18 | 78,410 | 2,103 | 1,472 |
| 19 | 80,513 | 2,159 | 1,512 |
| 20 | 82,673 | 2,217 | 1,552 |
| TOTAL | $34,890 | $24,423 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
Learn More | |