This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 134 | 94 |
| 2 | 50,134 | 134 | 94 |
| 3 | 50,268 | 135 | 94 |
| 4 | 50,403 | 135 | 95 |
| 5 | 50,538 | 135 | 95 |
| 6 | 50,674 | 136 | 95 |
| 7 | 50,809 | 136 | 95 |
| 8 | 50,946 | 137 | 96 |
| 9 | 51,082 | 137 | 96 |
| 10 | 51,219 | 137 | 96 |
| 11 | 51,356 | 138 | 96 |
| 12 | 51,494 | 138 | 97 |
| 13 | 51,632 | 138 | 97 |
| 14 | 51,770 | 139 | 97 |
| 15 | 51,909 | 139 | 97 |
| 16 | 52,048 | 139 | 98 |
| 17 | 52,188 | 140 | 98 |
| 18 | 52,328 | 140 | 98 |
| 19 | 52,468 | 141 | 98 |
| 20 | 52,608 | 141 | 99 |
| TOTAL | $2,749 | $1,925 |
| Year | Rate 0.70% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 350 | 245 |
| 2 | 50,350 | 352 | 247 |
| 3 | 50,702 | 355 | 248 |
| 4 | 51,057 | 357 | 250 |
| 5 | 51,415 | 360 | 252 |
| 6 | 51,775 | 362 | 254 |
| 7 | 52,137 | 365 | 255 |
| 8 | 52,502 | 368 | 257 |
| 9 | 52,870 | 370 | 259 |
| 10 | 53,240 | 373 | 261 |
| 11 | 53,612 | 375 | 263 |
| 12 | 53,988 | 378 | 265 |
| 13 | 54,366 | 381 | 266 |
| 14 | 54,746 | 383 | 268 |
| 15 | 55,129 | 386 | 270 |
| 16 | 55,515 | 389 | 272 |
| 17 | 55,904 | 391 | 274 |
| 18 | 56,295 | 394 | 276 |
| 19 | 56,689 | 397 | 278 |
| 20 | 57,086 | 400 | 280 |
| TOTAL | $7,486 | $5,240 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$1,000 |
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|
Last change: ↑0.06% on June 24. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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