This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.27% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 134 | 94 |
| 2 | 50,134 | 134 | 94 |
| 3 | 50,268 | 135 | 94 |
| 4 | 50,403 | 135 | 95 |
| 5 | 50,538 | 135 | 95 |
| 6 | 50,674 | 136 | 95 |
| 7 | 50,809 | 136 | 95 |
| 8 | 50,946 | 137 | 96 |
| 9 | 51,082 | 137 | 96 |
| 10 | 51,219 | 137 | 96 |
| 11 | 51,356 | 138 | 96 |
| 12 | 51,494 | 138 | 97 |
| 13 | 51,632 | 138 | 97 |
| 14 | 51,770 | 139 | 97 |
| 15 | 51,909 | 139 | 97 |
| 16 | 52,048 | 139 | 98 |
| 17 | 52,188 | 140 | 98 |
| 18 | 52,328 | 140 | 98 |
| 19 | 52,468 | 141 | 98 |
| 20 | 52,608 | 141 | 99 |
| TOTAL | $2,749 | $1,925 |
| Year | Rate 0.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 325 | 228 |
| 2 | 50,325 | 327 | 229 |
| 3 | 50,652 | 329 | 230 |
| 4 | 50,981 | 331 | 232 |
| 5 | 51,313 | 334 | 233 |
| 6 | 51,646 | 336 | 235 |
| 7 | 51,982 | 338 | 237 |
| 8 | 52,320 | 340 | 238 |
| 9 | 52,660 | 342 | 240 |
| 10 | 53,002 | 345 | 241 |
| 11 | 53,347 | 347 | 243 |
| 12 | 53,693 | 349 | 244 |
| 13 | 54,042 | 351 | 246 |
| 14 | 54,394 | 354 | 247 |
| 15 | 54,747 | 356 | 249 |
| 16 | 55,103 | 358 | 251 |
| 17 | 55,461 | 360 | 252 |
| 18 | 55,822 | 363 | 254 |
| 19 | 56,185 | 365 | 256 |
| 20 | 56,550 | 368 | 257 |
| TOTAL | $6,917 | $4,842 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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