Compare Savings vs. CDs
Comparison of Deposit Account from U.P. CONNECTION with 0.40%
- October 2026
Long-Term Analysis of COBALT with 0.05% APY and U.P. CONNECTION with 0.27% APY and U.P. CONNECTION with 0.40% APY and U.P. CONNECTION with 0.14% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL SAVINGS0.05%-$50,000N.A.Credit Union0.21x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2LOCAL MONEY MARKET0.27%-$50,000N.A.Credit Union1.15x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.27%Annual
InterestAnnual Interest
(After Tax)1 50,000 134 94 2 50,134 134 94 3 50,268 135 94 4 50,403 135 95 5 50,538 135 95 6 50,674 136 95 7 50,809 136 95 8 50,946 137 96 9 51,082 137 96 10 51,219 137 96 11 51,356 138 96 12 51,494 138 97 13 51,632 138 97 14 51,770 139 97 15 51,909 139 97 16 52,048 139 98 17 52,188 140 98 18 52,328 140 98 19 52,468 141 98 20 52,608 141 99 TOTAL $2,749 $1,925 - 3LOCAL MONEY MARKET0.40%-$50,000N.A.Credit Union1.71x (National Avg. - 0.23%)$25,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 201 140 2 50,201 201 141 3 50,402 202 141 4 50,604 203 142 5 50,807 204 143 6 51,011 205 143 7 51,215 205 144 8 51,420 206 144 9 51,627 207 145 10 51,834 208 145 11 52,042 209 146 12 52,250 210 147 13 52,460 210 147 14 52,670 211 148 15 52,881 212 148 16 53,093 213 149 17 53,306 214 150 18 53,520 215 150 19 53,735 215 151 20 53,950 216 151 TOTAL $4,166 $2,917 - 4LOCAL SAVINGS0.14%-$50,000N.A.Credit Union0.60x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.14%Annual
InterestAnnual Interest
(After Tax)1 50,000 70 49 2 50,070 70 49 3 50,140 70 49 4 50,210 70 49 5 50,281 70 49 6 50,351 70 49 7 50,421 71 49 8 50,492 71 49 9 50,563 71 50 10 50,634 71 50 11 50,704 71 50 12 50,775 71 50 13 50,846 71 50 14 50,918 71 50 15 50,989 71 50 16 51,060 71 50 17 51,132 72 50 18 51,203 72 50 19 51,275 72 50 20 51,347 72 50 TOTAL $1,419 $993
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.70% |
$500 |
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Last change: ↑0.66% on April 27. |
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