This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.24% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,620 | 1,134 |
| 2 | 51,620 | 1,672 | 1,170 |
| 3 | 53,291 | 1,726 | 1,208 |
| 4 | 55,018 | 1,782 | 1,247 |
| 5 | 56,800 | 1,840 | 1,288 |
| 6 | 58,639 | 1,899 | 1,330 |
| 7 | 60,539 | 1,961 | 1,373 |
| 8 | 62,499 | 2,024 | 1,417 |
| 9 | 64,524 | 2,090 | 1,463 |
| 10 | 66,614 | 2,158 | 1,510 |
| 11 | 68,771 | 2,228 | 1,559 |
| 12 | 70,999 | 2,300 | 1,610 |
| 13 | 73,299 | 2,374 | 1,662 |
| 14 | 75,673 | 2,451 | 1,716 |
| 15 | 78,124 | 2,530 | 1,771 |
| 16 | 80,654 | 2,612 | 1,829 |
| 17 | 83,267 | 2,697 | 1,888 |
| 18 | 85,964 | 2,784 | 1,949 |
| 19 | 88,748 | 2,875 | 2,012 |
| 20 | 91,622 | 2,968 | 2,077 |
| TOTAL | $44,590 | $31,213 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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