This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,159 | 1,511 |
| 2 | 52,159 | 2,252 | 1,577 |
| 3 | 54,411 | 2,349 | 1,645 |
| 4 | 56,761 | 2,451 | 1,716 |
| 5 | 59,212 | 2,557 | 1,790 |
| 6 | 61,768 | 2,667 | 1,867 |
| 7 | 64,436 | 2,782 | 1,948 |
| 8 | 67,218 | 2,902 | 2,032 |
| 9 | 70,120 | 3,028 | 2,119 |
| 10 | 73,148 | 3,159 | 2,211 |
| 11 | 76,307 | 3,295 | 2,306 |
| 12 | 79,602 | 3,437 | 2,406 |
| 13 | 83,039 | 3,586 | 2,510 |
| 14 | 86,624 | 3,740 | 2,618 |
| 15 | 90,365 | 3,902 | 2,731 |
| 16 | 94,267 | 4,070 | 2,849 |
| 17 | 98,337 | 4,246 | 2,972 |
| 18 | 102,583 | 4,430 | 3,101 |
| 19 | 107,013 | 4,621 | 3,235 |
| 20 | 111,634 | 4,820 | 3,374 |
| TOTAL | $66,454 | $46,518 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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