Compare Savings vs. CDs
Comparison of Deposit Account from Unilever Federal Credit Union with 0.30%
- October 2026
Long-Term Analysis of Crawford County Trust and Savings Bank with 0.10% APY and Guaranty Bank and Trust Company with 0.33% APY and Guaranty Bank and Trust Company with 0.38% APY and Unilever Federal Credit Union with 0.30% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.10%-$50,000N.A.BankN.A.$25,000SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL CD0.33%-$50,00018 MonthBank0.56x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.33%Annual
InterestAnnual Interest
(After Tax)1 50,000 163 114 2 50,163 163 114 3 50,326 164 114 4 50,489 164 115 5 50,653 165 115 6 50,818 165 116 7 50,983 166 116 8 51,149 166 116 9 51,315 167 117 10 51,482 167 117 11 51,649 168 118 12 51,817 168 118 13 51,985 169 118 14 52,154 170 119 15 52,324 170 119 16 52,494 171 119 17 52,664 171 120 18 52,836 172 120 19 53,007 172 121 20 53,179 173 121 TOTAL $3,352 $2,347 - 3LOCAL CD0.38%-$50,00018 MonthBank0.65x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.38%Annual
InterestAnnual Interest
(After Tax)1 50,000 188 131 2 50,188 188 132 3 50,376 189 132 4 50,565 190 133 5 50,754 190 133 6 50,945 191 134 7 51,136 192 134 8 51,327 192 135 9 51,520 193 135 10 51,713 194 136 11 51,907 195 136 12 52,102 195 137 13 52,297 196 137 14 52,493 197 138 15 52,690 198 138 16 52,888 198 139 17 53,086 199 139 18 53,285 200 140 19 53,485 201 140 20 53,685 201 141 TOTAL $3,887 $2,721 - 4LOCAL MONEY MARKET0.30%-$50,000N.A.Credit Union0.52x (National Avg. - 0.58%)$25,000SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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