Compare Savings vs. CDs
Comparison of Deposit Account from Union Bank and Trust Company with 1.24%
- October 2026
Long-Term Analysis of Union Bank and Trust Company with 2.32% APY and Union Bank and Trust Company with 1.24% APY and Union Bank and Trust Company with 3.85% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1ONLINE CD2.32%-$50,00060 MonthBank2.50x (National Avg. - 0.93%)$1,000SCENARIO
Year Rate
2.32%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,160 812 2 51,160 1,187 831 3 52,347 1,214 850 4 53,561 1,243 870 5 54,804 1,271 890 6 56,075 1,301 911 7 57,376 1,331 932 8 58,708 1,362 953 9 60,070 1,394 976 10 61,463 1,426 998 11 62,889 1,459 1,021 12 64,348 1,493 1,045 13 65,841 1,528 1,069 14 67,369 1,563 1,094 15 68,931 1,599 1,119 16 70,531 1,636 1,145 17 72,167 1,674 1,172 18 73,841 1,713 1,199 19 75,554 1,753 1,227 20 77,307 1,794 1,255 TOTAL $29,101 $20,371 - 2LOCAL MONEY MARKET1.24%-$50,000N.A.Bank1.34x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.24%Annual
InterestAnnual Interest
(After Tax)1 50,000 620 434 2 50,620 628 439 3 51,248 635 445 4 51,883 643 450 5 52,527 651 456 6 53,178 659 462 7 53,837 668 467 8 54,505 676 473 9 55,181 684 479 10 55,865 693 485 11 56,558 701 491 12 57,259 710 497 13 57,969 719 503 14 58,688 728 509 15 59,416 737 516 16 60,152 746 522 17 60,898 755 529 18 61,653 765 535 19 62,418 774 542 20 63,192 784 549 TOTAL $13,975 $9,783 - 3ONLINE CD3.85%-$50,00010 MonthBankN.A.$10,000SCENARIO
Year Rate
3.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,925 1,348 2 51,925 1,999 1,399 3 53,924 2,076 1,453 4 56,000 2,156 1,509 5 58,156 2,239 1,567 6 60,395 2,325 1,628 7 62,720 2,415 1,690 8 65,135 2,508 1,755 9 67,643 2,604 1,823 10 70,247 2,705 1,893 11 72,952 2,809 1,966 12 75,760 2,917 2,042 13 78,677 3,029 2,120 14 81,706 3,146 2,202 15 84,852 3,267 2,287 16 88,119 3,393 2,375 17 91,511 3,523 2,466 18 95,034 3,659 2,561 19 98,693 3,800 2,660 20 102,493 3,946 2,762 TOTAL $56,439 $39,507
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.70% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.81% on April 27. |
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4.85% |
$500 |
Learn More | |
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Last change: ↑0.80% on April 27. |
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