Compare Savings vs. CDs
Comparison of Deposit Account from Union Bank with 0.30%
- October 2026
Long-Term Analysis of NSB Bank with 0.27% APY and Union Bank with 0.30% APY and ALTURA with 1.35% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL SAVINGS0.27%-$50,000N.A.Bank1.16x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.27%Annual
InterestAnnual Interest
(After Tax)1 50,000 135 95 2 50,135 135 95 3 50,270 136 95 4 50,406 136 95 5 50,542 136 96 6 50,679 137 96 7 50,815 137 96 8 50,953 138 96 9 51,090 138 97 10 51,228 138 97 11 51,367 139 97 12 51,505 139 97 13 51,644 139 98 14 51,784 140 98 15 51,924 140 98 16 52,064 141 98 17 52,204 141 99 18 52,345 141 99 19 52,487 142 99 20 52,628 142 99 TOTAL $2,770 $1,939 - 2LOCAL CD0.30%-$50,00018 MonthBank0.52x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161 - 3LOCAL CD1.35%-$50,00060 MonthCredit Union1.45x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 675 473 2 50,675 684 479 3 51,359 693 485 4 52,052 703 492 5 52,755 712 499 6 53,467 722 505 7 54,189 732 512 8 54,921 741 519 9 55,662 751 526 10 56,414 762 533 11 57,175 772 540 12 57,947 782 548 13 58,729 793 555 14 59,522 804 562 15 60,326 814 570 16 61,140 825 578 17 61,966 837 586 18 62,802 848 593 19 63,650 859 601 20 64,509 871 610 TOTAL $15,380 $10,766
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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