Compare Savings vs. CDs
Comparison of Deposit Account from UNITED COMMUNITY with 0.05%
- September 2026
Long-Term Analysis of CITY with 1.55% APY and UNITED COMMUNITY with 0.05% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET1.55%-$50,000N.A.Credit UnionN.A.$50,000SCENARIO
Year Rate
1.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 775 543 2 50,775 787 551 3 51,562 799 559 4 52,361 812 568 5 53,173 824 577 6 53,997 837 586 7 54,834 850 595 8 55,684 863 604 9 56,547 876 614 10 57,423 890 623 11 58,314 904 633 12 59,217 918 643 13 60,135 932 652 14 61,067 947 663 15 62,014 961 673 16 62,975 976 683 17 63,951 991 694 18 64,942 1,007 705 19 65,949 1,022 716 20 66,971 1,038 727 TOTAL $18,009 $12,607 - 2LOCAL SAVINGS0.05%-$50,000N.A.Credit Union0.21x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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4.55% |
$500 |
Learn More | |
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Last change: ↑0.51% on April 27. |
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4.55% |
$500 |
Learn More | |
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Last change: ↑0.50% on April 27. |
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4.55% |
$500 |
Learn More | |
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Last change: ↑0.48% on April 27. |
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