This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.78% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 390 | 273 |
| 2 | 50,390 | 393 | 275 |
| 3 | 50,783 | 396 | 277 |
| 4 | 51,179 | 399 | 279 |
| 5 | 51,578 | 402 | 282 |
| 6 | 51,981 | 405 | 284 |
| 7 | 52,386 | 409 | 286 |
| 8 | 52,795 | 412 | 288 |
| 9 | 53,207 | 415 | 291 |
| 10 | 53,622 | 418 | 293 |
| 11 | 54,040 | 422 | 295 |
| 12 | 54,461 | 425 | 297 |
| 13 | 54,886 | 428 | 300 |
| 14 | 55,314 | 431 | 302 |
| 15 | 55,746 | 435 | 304 |
| 16 | 56,180 | 438 | 307 |
| 17 | 56,619 | 442 | 309 |
| 18 | 57,060 | 445 | 312 |
| 19 | 57,505 | 449 | 314 |
| 20 | 57,954 | 452 | 316 |
| TOTAL | $8,406 | $5,884 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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