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Comparison of Deposit Account from Unity Bank with 0.59% - September 2026

Long-Term Analysis of Unity Bank with 0.59% APY and POST OFFICE with 0.85% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Unity Bank

0.59%

$50,000

6 Month

Bank

1.46x (National Avg. - 0.40%)

$500

SCENARIO

Year	Rate 0.59%	Annual Interest	Annual Interest (After Tax)
1	50,000	295	207
2	50,295	297	208
3	50,592	298	209
4	50,890	300	210
5	51,190	302	211
6	51,493	304	213
7	51,796	306	214
8	52,102	307	215
9	52,409	309	216
10	52,719	311	218
11	53,030	313	219
12	53,342	315	220
13	53,657	317	222
14	53,974	318	223
15	54,292	320	224
16	54,613	322	226
17	54,935	324	227
18	55,259	326	228
19	55,585	328	230
20	55,913	330	231
	TOTAL	$6,243	$4,370

LOCAL CD

POST OFFICE

0.85%

$50,000

48 Month

Credit Union

1.03x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	425	298
2	50,425	429	300
3	50,854	432	303
4	51,286	436	305
5	51,722	440	308
6	52,161	443	310
7	52,605	447	313
8	53,052	451	316
9	53,503	455	318
10	53,958	459	321
11	54,416	463	324
12	54,879	466	327
13	55,345	470	329
14	55,816	474	332
15	56,290	478	335
16	56,769	483	338
17	57,251	487	341
18	57,738	491	344
19	58,229	495	346
20	58,724	499	349
	TOTAL	$9,223	$6,456

All calculations are for demonstration purposes only.

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ONLINE BANKS	APY^?	MIN^?
North American Savings Bank, F.S.B.	4.50%	$100,000	Learn More on the North American Savings Bank, F.S.B. website
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Charles Schwab Bank, SSB	4.65%	$1,000	Learn More
Last change: ↑0.35% on September 25.
BTG Pactual Bank, National Association	4.50%	$500	Learn More
Last change: ↑0.45% on April 27. Early Withdrawal Penalty is 90 days interest.
BTG Pactual Bank, National Association	4.50%	$500	Learn More
Last change: ↑0.43% on April 27. Early Withdrawal Penalty is 90 days interest.
Sallie Mae Bank	4.50%	$2,500	Learn More
Last change: ↑0.10% on September 25.

Compare Savings vs. CDs Comparison of Deposit Account from Unity Bank with 0.59% - September 2026

Long-Term Analysis of Unity Bank with 0.59% APY and POST OFFICE with 0.85% APY

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Compare Savings vs. CDs
Comparison of Deposit Account from Unity Bank with 0.59% - September 2026