This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.86% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,430 | 1,001 |
| 2 | 51,430 | 1,471 | 1,030 |
| 3 | 52,901 | 1,513 | 1,059 |
| 4 | 54,414 | 1,556 | 1,089 |
| 5 | 55,970 | 1,601 | 1,121 |
| 6 | 57,571 | 1,647 | 1,153 |
| 7 | 59,217 | 1,694 | 1,186 |
| 8 | 60,911 | 1,742 | 1,219 |
| 9 | 62,653 | 1,792 | 1,254 |
| 10 | 64,445 | 1,843 | 1,290 |
| 11 | 66,288 | 1,896 | 1,327 |
| 12 | 68,184 | 1,950 | 1,365 |
| 13 | 70,134 | 2,006 | 1,404 |
| 14 | 72,140 | 2,063 | 1,444 |
| 15 | 74,203 | 2,122 | 1,486 |
| 16 | 76,325 | 2,183 | 1,528 |
| 17 | 78,508 | 2,245 | 1,572 |
| 18 | 80,753 | 2,310 | 1,617 |
| 19 | 83,063 | 2,376 | 1,663 |
| 20 | 85,439 | 2,444 | 1,710 |
| TOTAL | $37,882 | $26,517 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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4.15% |
$1,000 |
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Last change: ↑0.10% on December 1. |
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4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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