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Comparison of Deposit Account from UNO with 0.63% - October 2025


Long-Term Analysis of UNO with 0.63% APY and Huron Community Bank with 0.38% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    UNO
    0.63%
    -
    $50,000
    12 Month
    Credit Union
    1.14x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.63%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 314 219
    2 50,314 315 221
    3 50,629 317 222
    4 50,946 319 224
    5 51,266 321 225
    6 51,587 323 226
    7 51,911 325 228
    8 52,236 328 229
    9 52,564 330 231
    10 52,893 332 232
    11 53,225 334 234
    12 53,559 336 235
    13 53,894 338 237
    14 54,232 340 238
    15 54,572 342 240
    16 54,915 344 241
    17 55,259 346 243
    18 55,605 349 244
    19 55,954 351 246
    20 56,305 353 247
    TOTAL $6,658 $4,661
  • 2
    LOCAL CD
    Huron Community Bank
    0.38%
    -
    $50,000
    30 Month
    Bank
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.38%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 190 133
    2 50,190 191 134
    3 50,381 191 134
    4 50,572 192 135
    5 50,764 193 135
    6 50,957 194 136
    7 51,151 194 136
    8 51,345 195 137
    9 51,540 196 137
    10 51,736 197 138
    11 51,933 197 138
    12 52,130 198 139
    13 52,328 199 139
    14 52,527 200 140
    15 52,727 200 140
    16 52,927 201 141
    17 53,128 202 141
    18 53,330 203 142
    19 53,533 203 142
    20 53,736 204 143
    TOTAL $3,940 $2,758

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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    Last change: ↑1.66% on April 4.

    Last change: ↑0.66% on February 4.
    No Penalty CD.

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    Last change: ↓0.16% on September 18.
    3 Month CD.

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    Last Update on October 29, 2025

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