This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,765 | 1,236 |
| 2 | 51,765 | 1,827 | 1,279 |
| 3 | 53,592 | 1,892 | 1,324 |
| 4 | 55,484 | 1,959 | 1,371 |
| 5 | 57,443 | 2,028 | 1,419 |
| 6 | 59,470 | 2,099 | 1,470 |
| 7 | 61,570 | 2,173 | 1,521 |
| 8 | 63,743 | 2,250 | 1,575 |
| 9 | 65,993 | 2,330 | 1,631 |
| 10 | 68,323 | 2,412 | 1,688 |
| 11 | 70,735 | 2,497 | 1,748 |
| 12 | 73,232 | 2,585 | 1,810 |
| 13 | 75,817 | 2,676 | 1,873 |
| 14 | 78,493 | 2,771 | 1,940 |
| 15 | 81,264 | 2,869 | 2,008 |
| 16 | 84,132 | 2,970 | 2,079 |
| 17 | 87,102 | 3,075 | 2,152 |
| 18 | 90,177 | 3,183 | 2,228 |
| 19 | 93,360 | 3,296 | 2,307 |
| 20 | 96,656 | 3,412 | 2,388 |
| TOTAL | $50,068 | $35,047 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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4.15% |
$500 |
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Last change: ↑0.15% on December 22. |
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4.10% |
$1,000 |
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4.10% |
$2,500 |
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Last change: ↑0.20% on December 7. |
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4.10% |
$0 |
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Last change: ↑0.10% on November 3. |
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