This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.84% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,920 | 1,344 |
| 2 | 51,920 | 1,994 | 1,396 |
| 3 | 53,914 | 2,070 | 1,449 |
| 4 | 55,984 | 2,150 | 1,505 |
| 5 | 58,134 | 2,232 | 1,563 |
| 6 | 60,366 | 2,318 | 1,623 |
| 7 | 62,684 | 2,407 | 1,685 |
| 8 | 65,091 | 2,500 | 1,750 |
| 9 | 67,591 | 2,595 | 1,817 |
| 10 | 70,186 | 2,695 | 1,887 |
| 11 | 72,881 | 2,799 | 1,959 |
| 12 | 75,680 | 2,906 | 2,034 |
| 13 | 78,586 | 3,018 | 2,112 |
| 14 | 81,604 | 3,134 | 2,194 |
| 15 | 84,737 | 3,254 | 2,278 |
| 16 | 87,991 | 3,379 | 2,365 |
| 17 | 91,370 | 3,509 | 2,456 |
| 18 | 94,879 | 3,643 | 2,550 |
| 19 | 98,522 | 3,783 | 2,648 |
| 20 | 102,305 | 3,929 | 2,750 |
| TOTAL | $56,234 | $39,364 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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