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Comparison of Deposit Account from Wakefield Co-operative Bank with 1.75% - June 2025

Long-Term Analysis of FAIRWINDS with 2.03% APY and Wakefield Co-operative Bank with 1.75% APY and Milton Savings Bank with 0.25% APY and CAPROCK with 0.65% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

FAIRWINDS

2.03%

$50,000

12 Month

Credit Union

3.68x (National Avg. - 0.55%)

$1,000

SCENARIO

Year	Rate 2.03%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,015	711
2	51,015	1,036	725
3	52,051	1,057	740
4	53,107	1,078	755
5	54,185	1,100	770
6	55,285	1,122	786
7	56,408	1,145	802
8	57,553	1,168	818
9	58,721	1,192	834
10	59,913	1,216	851
11	61,129	1,241	869
12	62,370	1,266	886
13	63,636	1,292	904
14	64,928	1,318	923
15	66,246	1,345	941
16	67,591	1,372	960
17	68,963	1,400	980
18	70,363	1,428	1,000
19	71,791	1,457	1,020
20	73,249	1,487	1,041
	TOTAL	$24,736	$17,315

LOCAL CD

Wakefield Co-operative Bank

1.75%

$50,000

36 Month

Bank

2.32x (National Avg. - 0.75%)

$500

SCENARIO

Year	Rate 1.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	875	613
2	50,875	890	623
3	51,765	906	634
4	52,671	922	645
5	53,593	938	657
6	54,531	954	668
7	55,485	971	680
8	56,456	988	692
9	57,444	1,005	704
10	58,449	1,023	716
11	59,472	1,041	729
12	60,513	1,059	741
13	61,572	1,078	754
14	62,649	1,096	767
15	63,746	1,116	781
16	64,861	1,135	795
17	65,996	1,155	808
18	67,151	1,175	823
19	68,327	1,196	837
20	69,522	1,217	852
	TOTAL	$20,739	$14,517

LOCAL CD

Milton Savings Bank

0.25%

$50,000

6 Month

Bank

0.61x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

CAPROCK

0.65%

$50,000

24 Month

Credit Union

0.98x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	326	228
2	50,326	328	229
3	50,653	330	231
4	50,983	332	232
5	51,315	334	234
6	51,649	336	235
7	51,985	338	237
8	52,323	341	238
9	52,664	343	240
10	53,007	345	242
11	53,352	347	243
12	53,699	350	245
13	54,049	352	246
14	54,401	354	248
15	54,755	356	250
16	55,111	359	251
17	55,470	361	253
18	55,831	363	254
19	56,195	366	256
20	56,561	368	258
	TOTAL	$6,929	$4,850

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from Wakefield Co-operative Bank with 1.75% - June 2025

Long-Term Analysis of FAIRWINDS with 2.03% APY and Wakefield Co-operative Bank with 1.75% APY and Milton Savings Bank with 0.25% APY and CAPROCK with 0.65% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Wakefield Co-operative Bank with 1.75% - June 2025