This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 105 | 74 |
| 2 | 50,105 | 105 | 74 |
| 3 | 50,210 | 105 | 74 |
| 4 | 50,316 | 106 | 74 |
| 5 | 50,421 | 106 | 74 |
| 6 | 50,527 | 106 | 74 |
| 7 | 50,633 | 106 | 74 |
| 8 | 50,740 | 107 | 75 |
| 9 | 50,846 | 107 | 75 |
| 10 | 50,953 | 107 | 75 |
| 11 | 51,060 | 107 | 75 |
| 12 | 51,167 | 107 | 75 |
| 13 | 51,275 | 108 | 75 |
| 14 | 51,382 | 108 | 76 |
| 15 | 51,490 | 108 | 76 |
| 16 | 51,598 | 108 | 76 |
| 17 | 51,707 | 109 | 76 |
| 18 | 51,815 | 109 | 76 |
| 19 | 51,924 | 109 | 76 |
| 20 | 52,033 | 109 | 76 |
| TOTAL | $2,142 | $1,500 |
| Year | Rate 1.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 530 | 371 |
| 2 | 50,530 | 536 | 375 |
| 3 | 51,066 | 541 | 379 |
| 4 | 51,607 | 547 | 383 |
| 5 | 52,154 | 553 | 387 |
| 6 | 52,707 | 559 | 391 |
| 7 | 53,265 | 565 | 395 |
| 8 | 53,830 | 571 | 399 |
| 9 | 54,401 | 577 | 404 |
| 10 | 54,977 | 583 | 408 |
| 11 | 55,560 | 589 | 412 |
| 12 | 56,149 | 595 | 417 |
| 13 | 56,744 | 601 | 421 |
| 14 | 57,346 | 608 | 426 |
| 15 | 57,954 | 614 | 430 |
| 16 | 58,568 | 621 | 435 |
| 17 | 59,189 | 627 | 439 |
| 18 | 59,816 | 634 | 444 |
| 19 | 60,450 | 641 | 449 |
| 20 | 61,091 | 648 | 453 |
| TOTAL | $11,738 | $8,217 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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Last change: ↓0.10% on September 17. |
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