This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.63% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 313 | 219 |
| 2 | 50,313 | 314 | 220 |
| 3 | 50,627 | 316 | 221 |
| 4 | 50,943 | 318 | 223 |
| 5 | 51,262 | 320 | 224 |
| 6 | 51,582 | 322 | 226 |
| 7 | 51,905 | 324 | 227 |
| 8 | 52,229 | 326 | 229 |
| 9 | 52,555 | 328 | 230 |
| 10 | 52,884 | 331 | 231 |
| 11 | 53,214 | 333 | 233 |
| 12 | 53,547 | 335 | 234 |
| 13 | 53,882 | 337 | 236 |
| 14 | 54,218 | 339 | 237 |
| 15 | 54,557 | 341 | 239 |
| 16 | 54,898 | 343 | 240 |
| 17 | 55,241 | 345 | 242 |
| 18 | 55,587 | 347 | 243 |
| 19 | 55,934 | 350 | 245 |
| 20 | 56,284 | 352 | 246 |
| TOTAL | $6,635 | $4,645 |
| Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 100 | 70 |
| 2 | 50,100 | 100 | 70 |
| 3 | 50,200 | 100 | 70 |
| 4 | 50,301 | 101 | 70 |
| 5 | 50,401 | 101 | 71 |
| 6 | 50,502 | 101 | 71 |
| 7 | 50,603 | 101 | 71 |
| 8 | 50,704 | 101 | 71 |
| 9 | 50,806 | 102 | 71 |
| 10 | 50,907 | 102 | 71 |
| 11 | 51,009 | 102 | 71 |
| 12 | 51,111 | 102 | 72 |
| 13 | 51,213 | 102 | 72 |
| 14 | 51,316 | 103 | 72 |
| 15 | 51,418 | 103 | 72 |
| 16 | 51,521 | 103 | 72 |
| 17 | 51,624 | 103 | 72 |
| 18 | 51,727 | 103 | 72 |
| 19 | 51,831 | 104 | 73 |
| 20 | 51,935 | 104 | 73 |
| TOTAL | $2,038 | $1,427 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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