This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 660 | 462 |
| 2 | 50,660 | 669 | 468 |
| 3 | 51,329 | 678 | 474 |
| 4 | 52,006 | 686 | 481 |
| 5 | 52,693 | 696 | 487 |
| 6 | 53,388 | 705 | 493 |
| 7 | 54,093 | 714 | 500 |
| 8 | 54,807 | 723 | 506 |
| 9 | 55,530 | 733 | 513 |
| 10 | 56,263 | 743 | 520 |
| 11 | 57,006 | 752 | 527 |
| 12 | 57,759 | 762 | 534 |
| 13 | 58,521 | 772 | 541 |
| 14 | 59,294 | 783 | 548 |
| 15 | 60,076 | 793 | 555 |
| 16 | 60,869 | 803 | 562 |
| 17 | 61,673 | 814 | 570 |
| 18 | 62,487 | 825 | 577 |
| 19 | 63,312 | 836 | 585 |
| 20 | 64,147 | 847 | 593 |
| TOTAL | $14,994 | $10,496 |
| Year | Rate 4.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,380 | 1,666 |
| 2 | 52,380 | 2,493 | 1,745 |
| 3 | 54,873 | 2,612 | 1,828 |
| 4 | 57,485 | 2,736 | 1,915 |
| 5 | 60,222 | 2,867 | 2,007 |
| 6 | 63,088 | 3,003 | 2,102 |
| 7 | 66,091 | 3,146 | 2,202 |
| 8 | 69,237 | 3,296 | 2,307 |
| 9 | 72,533 | 3,453 | 2,417 |
| 10 | 75,985 | 3,617 | 2,532 |
| 11 | 79,602 | 3,789 | 2,652 |
| 12 | 83,391 | 3,969 | 2,779 |
| 13 | 87,361 | 4,158 | 2,911 |
| 14 | 91,519 | 4,356 | 3,049 |
| 15 | 95,875 | 4,564 | 3,195 |
| 16 | 100,439 | 4,781 | 3,347 |
| 17 | 105,220 | 5,008 | 3,506 |
| 18 | 110,228 | 5,247 | 3,673 |
| 19 | 115,475 | 5,497 | 3,848 |
| 20 | 120,972 | 5,758 | 4,031 |
| TOTAL | $76,730 | $53,711 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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