This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.79% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 895 | 627 |
| 2 | 50,895 | 911 | 638 |
| 3 | 51,806 | 927 | 649 |
| 4 | 52,733 | 944 | 661 |
| 5 | 53,677 | 961 | 673 |
| 6 | 54,638 | 978 | 685 |
| 7 | 55,616 | 996 | 697 |
| 8 | 56,612 | 1,013 | 709 |
| 9 | 57,625 | 1,031 | 722 |
| 10 | 58,656 | 1,050 | 735 |
| 11 | 59,706 | 1,069 | 748 |
| 12 | 60,775 | 1,088 | 762 |
| 13 | 61,863 | 1,107 | 775 |
| 14 | 62,970 | 1,127 | 789 |
| 15 | 64,098 | 1,147 | 803 |
| 16 | 65,245 | 1,168 | 818 |
| 17 | 66,413 | 1,189 | 832 |
| 18 | 67,602 | 1,210 | 847 |
| 19 | 68,812 | 1,232 | 862 |
| 20 | 70,043 | 1,254 | 878 |
| TOTAL | $21,297 | $14,908 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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