This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.18% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 90 | 63 |
| 2 | 50,090 | 90 | 63 |
| 3 | 50,180 | 90 | 63 |
| 4 | 50,270 | 90 | 63 |
| 5 | 50,361 | 91 | 63 |
| 6 | 50,452 | 91 | 64 |
| 7 | 50,542 | 91 | 64 |
| 8 | 50,633 | 91 | 64 |
| 9 | 50,725 | 91 | 64 |
| 10 | 50,816 | 91 | 64 |
| 11 | 50,907 | 92 | 64 |
| 12 | 50,999 | 92 | 64 |
| 13 | 51,091 | 92 | 64 |
| 14 | 51,183 | 92 | 64 |
| 15 | 51,275 | 92 | 65 |
| 16 | 51,367 | 92 | 65 |
| 17 | 51,460 | 93 | 65 |
| 18 | 51,552 | 93 | 65 |
| 19 | 51,645 | 93 | 65 |
| 20 | 51,738 | 93 | 65 |
| TOTAL | $1,831 | $1,282 |
| Year | Rate 0.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 140 | 98 |
| 2 | 50,140 | 140 | 98 |
| 3 | 50,280 | 141 | 99 |
| 4 | 50,421 | 141 | 99 |
| 5 | 50,562 | 142 | 99 |
| 6 | 50,704 | 142 | 99 |
| 7 | 50,846 | 142 | 100 |
| 8 | 50,988 | 143 | 100 |
| 9 | 51,131 | 143 | 100 |
| 10 | 51,274 | 144 | 100 |
| 11 | 51,418 | 144 | 101 |
| 12 | 51,562 | 144 | 101 |
| 13 | 51,706 | 145 | 101 |
| 14 | 51,851 | 145 | 102 |
| 15 | 51,996 | 146 | 102 |
| 16 | 52,142 | 146 | 102 |
| 17 | 52,288 | 146 | 102 |
| 18 | 52,434 | 147 | 103 |
| 19 | 52,581 | 147 | 103 |
| 20 | 52,728 | 148 | 103 |
| TOTAL | $2,876 | $2,013 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
Learn More | |
|
Last change: ↓0.15% on November 26. |
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