This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.33% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 165 | 116 |
| 2 | 50,165 | 166 | 116 |
| 3 | 50,331 | 166 | 116 |
| 4 | 50,497 | 167 | 117 |
| 5 | 50,663 | 167 | 117 |
| 6 | 50,830 | 168 | 117 |
| 7 | 50,998 | 168 | 118 |
| 8 | 51,166 | 169 | 118 |
| 9 | 51,335 | 169 | 119 |
| 10 | 51,505 | 170 | 119 |
| 11 | 51,675 | 171 | 119 |
| 12 | 51,845 | 171 | 120 |
| 13 | 52,016 | 172 | 120 |
| 14 | 52,188 | 172 | 121 |
| 15 | 52,360 | 173 | 121 |
| 16 | 52,533 | 173 | 121 |
| 17 | 52,706 | 174 | 122 |
| 18 | 52,880 | 175 | 122 |
| 19 | 53,055 | 175 | 123 |
| 20 | 53,230 | 176 | 123 |
| TOTAL | $3,406 | $2,384 |
| Year | Rate 0.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 25 | 18 |
| 2 | 50,025 | 25 | 18 |
| 3 | 50,050 | 25 | 18 |
| 4 | 50,075 | 25 | 18 |
| 5 | 50,100 | 25 | 18 |
| 6 | 50,125 | 25 | 18 |
| 7 | 50,150 | 25 | 18 |
| 8 | 50,175 | 25 | 18 |
| 9 | 50,200 | 25 | 18 |
| 10 | 50,225 | 25 | 18 |
| 11 | 50,251 | 25 | 18 |
| 12 | 50,276 | 25 | 18 |
| 13 | 50,301 | 25 | 18 |
| 14 | 50,326 | 25 | 18 |
| 15 | 50,351 | 25 | 18 |
| 16 | 50,376 | 25 | 18 |
| 17 | 50,402 | 25 | 18 |
| 18 | 50,427 | 25 | 18 |
| 19 | 50,452 | 25 | 18 |
| 20 | 50,477 | 25 | 18 |
| TOTAL | $502 | $352 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$1,000 |
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|
Last change: ↑0.06% on June 24. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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