This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.06% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 30 | 21 |
| 2 | 50,030 | 30 | 21 |
| 3 | 50,060 | 30 | 21 |
| 4 | 50,090 | 30 | 21 |
| 5 | 50,120 | 30 | 21 |
| 6 | 50,150 | 30 | 21 |
| 7 | 50,180 | 30 | 21 |
| 8 | 50,210 | 30 | 21 |
| 9 | 50,241 | 30 | 21 |
| 10 | 50,271 | 30 | 21 |
| 11 | 50,301 | 30 | 21 |
| 12 | 50,331 | 30 | 21 |
| 13 | 50,361 | 30 | 21 |
| 14 | 50,391 | 30 | 21 |
| 15 | 50,422 | 30 | 21 |
| 16 | 50,452 | 30 | 21 |
| 17 | 50,482 | 30 | 21 |
| 18 | 50,512 | 30 | 21 |
| 19 | 50,543 | 30 | 21 |
| 20 | 50,573 | 30 | 21 |
| TOTAL | $603 | $422 |
| Year | Rate 1.30% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 650 | 455 |
| 2 | 50,650 | 658 | 461 |
| 3 | 51,308 | 667 | 467 |
| 4 | 51,975 | 676 | 473 |
| 5 | 52,651 | 684 | 479 |
| 6 | 53,336 | 693 | 485 |
| 7 | 54,029 | 702 | 492 |
| 8 | 54,731 | 712 | 498 |
| 9 | 55,443 | 721 | 505 |
| 10 | 56,164 | 730 | 511 |
| 11 | 56,894 | 740 | 518 |
| 12 | 57,633 | 749 | 524 |
| 13 | 58,383 | 759 | 531 |
| 14 | 59,142 | 769 | 538 |
| 15 | 59,910 | 779 | 545 |
| 16 | 60,689 | 789 | 552 |
| 17 | 61,478 | 799 | 559 |
| 18 | 62,277 | 810 | 567 |
| 19 | 63,087 | 820 | 574 |
| 20 | 63,907 | 831 | 582 |
| TOTAL | $14,738 | $10,317 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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|
|
4.46% |
$50,000 |
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|
Last change: ↑0.26% on April 9. |
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