This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,009 | 706 |
| 2 | 51,009 | 1,029 | 721 |
| 3 | 52,038 | 1,050 | 735 |
| 4 | 53,088 | 1,071 | 750 |
| 5 | 54,160 | 1,093 | 765 |
| 6 | 55,253 | 1,115 | 781 |
| 7 | 56,368 | 1,138 | 796 |
| 8 | 57,505 | 1,160 | 812 |
| 9 | 58,666 | 1,184 | 829 |
| 10 | 59,850 | 1,208 | 845 |
| 11 | 61,057 | 1,232 | 862 |
| 12 | 62,290 | 1,257 | 880 |
| 13 | 63,547 | 1,282 | 898 |
| 14 | 64,829 | 1,308 | 916 |
| 15 | 66,137 | 1,335 | 934 |
| 16 | 67,472 | 1,362 | 953 |
| 17 | 68,833 | 1,389 | 972 |
| 18 | 70,222 | 1,417 | 992 |
| 19 | 71,639 | 1,446 | 1,012 |
| 20 | 73,085 | 1,475 | 1,032 |
| TOTAL | $24,560 | $17,192 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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