Alabama One Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
First Bank Branch	8569 Us Highway 431, Heflin, AL 36264	View Lobby Hours
First Bank	312 Main Street, Wadley, AL 36276	View Lobby Hours
Rockford Branch	205 Main Street, Rockford, AL 35136	View Lobby Hours
Roanoke Branch	109 Main Street, Roanoke, AL 36274	View Lobby Hours
Goodwater Branch	105 North Main Street, Goodwater, AL 35072	View Lobby Hours
Commons North	4605 Rice Mine Rd NE, Tuscaloosa, AL 35406	View Lobby Hours
Northport	1501 McFarland Blvd, Northport, AL 35476	View Lobby Hours
Skyland West	70 Skyland Blvd E, Tuscaloosa, AL 35405	View Lobby Hours
Main Office	1215 Veterans Memorial Pkwy, Tuscaloosa, AL 35404	View Lobby Hours
Skyland East	3700 Skyland Blvd E, Tuscaloosa, AL 35405	View Lobby Hours
Hwy 43	4750 Rose Blvd, Northport, AL 35475	View Lobby Hours
Jack Warner	1000 Jack Warner Pkwy NE, Tuscaloosa, AL 35404	View Lobby Hours
Mobile Branch	945 Coy Smith Highway, Mount Vernon, AL 36560	View Lobby Hours
Pickens County Branch	194 Reform St, Carrollton, AL 35447	View Lobby Hours
Taylorville	6822 Highway 69 S, Tuscaloosa, AL 35405	View Lobby Hours
BF Goodrich	4520 21st St, Tuscaloosa, AL 35401	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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