ALABAMA ONE

1215 VETERANS MEMORIAL PKWY
Tuscaloosa, AL 35404

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68595
Date Established 1951
Assets $610.78 million
Loans $296.64 million
Deposits $547.33 million
Capital $62.01 million

Alabama One is an NCUA insured institution located in Tuscaloosa, AL. It was founded in 1951 and has approximately $610.78 millions in assets.

Who can join?

Persons, and their immediate families, who live, work, worship, or attend school in, and businesses and other legal entities located in the following counties in Alabama: Tuscaloosa, Pickens, Fayette, Walker, Bibb, Hale, Greene, Mobile, Washington, Baldwin, Monroe, Escambia, Choctaw, Clarke, Wilcox, Marengo, Sumter, Morgan, Montgomery, Jefferson, and Shelby.

Field of Membership Restrictions

Membership eligibility for Alabama One CU is open to any business, legal entities, individual or their direct family that resides, holds employment, attends church, or is a registered student in any of these Alabama Counties; Tuscaloosa, Pickens, Fayette, Walker, Bibb, Hale, Green, Mobile, Washington, Baldwin, Monroe, Sumter, Morgan, Montgomery, Escambia, Choctaw, Clarke,Wilcox, Marengo, Jefferson, and Shelby. A $25. deposit into a prime share account is required to initiate membership.

Deposit Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $1,001 $10,000 Learn MoreShow Less
Money Market
0.40% $10,001 $30,000 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.26% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $1,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ALABAMA ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
First Internet Bank
NMLS ID: 424182
4.657% 4.625% 0.38 $928 $1,286 Learn More
CapWest Home Loans
NMLS ID: 6521
5.035% 5.000% 0.00 $997 $1,343 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.49% $284 Learn More
Third Federal Savings and Loans 4.24% $246 Learn More

Note to ALABAMA ONE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Alabama One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Alabama One Locations

Financial Details

Alabama One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alabama One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alabama One U.S. Average
2.55% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Alabama One had $1,379,442 in non-current loans and $299,866 in owned assets. To cover these potential losses it had $62,010,759 in net worth and $3,785,234 in loans loss reserves. That gives it a Texas Ratio of 2.55%.

Net Worth
Alabama One U.S. Average
10.15% 13.21%

Alabama One FCU has a net worth of 10.15% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Alabama One

What is Alabama One?

A federal credit union, registered with the NCUA under certificate #68595.
Learn more about credit unions here.

Is Alabama One FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Alabama One?

Please see Field of Membership information above for information on who is eligible to join.

What are Alabama One's share account and share certificate rates?

Alabama One's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Alabama One?

Alabama One has total capital of $62.01 million. Full information on Alabama One's financial position is located above.

Who owns Alabama One?

Credit Unions are owned by their members.

Where are Alabama One branches located?

See branch locations nearby.

Are Alabama One ATMs Open 24/7?

Do Alabama One ATMs accept cash deposits?

Can Alabama One customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Alabama One have a mobile app?

Does Alabama One have mobile deposit?

Does Alabama One have quick pay?

How can Alabama One transfer money to other banks or credit unions?

Does Alabama One report to credit bureaus?

Does Alabama One use Chexsystems?

Does Alabama One use Equifax?

What is Alabama One's toll free phone number?

What is Alabama One's ACH Routing Number?

What is Alabama One's SWIFT code?

Where can I find Alabama One's wire transfer form?

What is the Alabama One address for deposits?

What Products Does Alabama One Offer

Does Alabama One offer mortgages?

Compare mortgage rates here.

Does Alabama One offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Alabama One offer auto and RV loans?

Compare auto loan rates here.

Does Alabama One offer student loans or personal loans?

Compare personal loan rates here.

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