Alabama One Credit Union

Headquarters

1215 Veterans Memorial Pkwy
Tuscaloosa, AL 35404
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 2.55% →
1-Year CD 1.00% 2.80% →
2-Year CD 1.21% 3.20% →
5-Year CD 1.61% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Alabama One is an NCUA insured institution located in Tuscaloosa, AL. It was founded in 1951 and has approximately $961.98 millions in assets.

Who can join?

Persons, and their immediate families, who live, work, worship, or attend school in, and businesses and other legal entities located in the following counties in Alabama: Tuscaloosa, Pickens, Fayette, Walker, Bibb, Hale, Greene, Mobile, Washington, Baldwin, Monroe, Escambia, Choctaw, Clarke, Wilcox, Marengo, Sumter, Morgan, Montgomery, Jefferson, and Shelby.

NCUA Insured Yes / State-Chartered
Charter Number # # 68595
Date Established 1951
Assets $961.98 million
Loans $641.86 million
Deposits $862.16 million
Capital $86.75 million
 

Field of Membership Restrictions

Membership eligibility for Alabama One CU is open to any business, legal entities, individual or their direct family that resides, holds employment, attends church, or is a registered student in any of these Alabama Counties; Tuscaloosa, Pickens, Fayette, Walker, Bibb, Hale, Green, Mobile, Washington, Baldwin, Monroe, Sumter, Morgan, Montgomery, Escambia, Choctaw, Clarke,Wilcox, Marengo, Jefferson, and Shelby. A $25. deposit into a prime share account is required to initiate membership.

Deposit Rates - August 13, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
1.00% $10,000 $14,999 Learn More
12 Mo CD
1.00% $100,000 $199,999 Learn More
18 Mo CD
1.10% $10,000 $14,999 Learn More
18 Mo CD
1.10% $100,000 $199,999 Learn More
24 Mo CD
1.21% $10,000 $14,999 Learn More
24 Mo CD
1.21% $100,000 $199,999 Learn More
36 Mo CD
1.41% $10,000 $14,999 Learn More
36 Mo CD
1.41% $100,000 $199,999 Learn More
48 Mo CD
1.51% $10,000 $14,999 Learn More
48 Mo CD
1.51% $100,000 $199,999 Learn More
60 Mo CD
1.61% $10,000 $14,999 Learn More
60 Mo CD
1.61% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 13, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for ALABAMA ONE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Choicelend Mortgage
NMLS ID: 292770
License#: 01739645
4.455% 4.375% 1.00 $2,358 $1,249 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
4.851% 4.750% 0.75 $2,920 $1,305 Learn More
JWH Financial, Inc
NMLS ID: 1433621
4.637% 4.500% 0.38 $4,032 $1,267 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to ALABAMA ONE
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Alabama One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Alabama One Locations



Climate Initiatives

ALABAMA ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Alabama One Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Alabama One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Alabama One U.S. Average
9.30% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Alabama One had $7,132,699 in non-current loans and $1,385,761 in owned assets. To cover these potential losses it had $86,745,018 in net worth and $4,846,983 in loans loss reserves. That gives it a Texas Ratio of 9.30%.

Net Worth
Alabama One U.S. Average
9.02% 12.28%

Alabama One FCU has a net worth of 9.02% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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