Bethpage Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
LIU	700 Northern Blvd, Greenvale, NY 11548	View Lobby Hours
Bethpage	899 S Oyster Bay Rd, Bethpage, NY 11714	View Lobby Hours
Elmont	1633 Dutch Broadway, Elmont, NY 11003	View Lobby Hours
Patchogue	272 E Main St, Patchogue, NY 11772	View Lobby Hours
Westbury	750 Old Country Rd, Westbury, NY 11590	View Lobby Hours
Roosevelt	405 Nassau Rd, Roosevelt, NY 11575	View Lobby Hours
Freeport	210 W Merrick Rd, Freeport, NY 11520	View Lobby Hours
Bay Shore	591 E Main St, Bay Shore, NY 11706	View Lobby Hours
Bay Shore Supermarket	834 Sunrise Hwy, Bay Shore, NY 11706	View Lobby Hours
Farmingdale	1033 Fulton St, Farmingdale, NY 11735	View Lobby Hours
Huntington	33 Gerard St, Huntington, NY 11743	View Lobby Hours
Levittown	3284 Hempstead Tpke, Levittown, NY 11756	View Lobby Hours
Massapequa	6257 Sunrise Hwy, Massapequa, NY 11758	View Lobby Hours
Mineola	131 Jericho Tpke, Mineola, NY 11501	View Lobby Hours
Glen Cove	111 School St, Glen Cove, NY 11542	View Lobby Hours
Commack	120 Veterans Memorial Hwy, Commack, NY 11725	View Lobby Hours
Central Islip	233 S Research Pl, Central Islip, NY 11722	View Lobby Hours
Hempstead	170 Fulton Ave, Hempstead, NY 11550	View Lobby Hours
Islandia	1 CA Plz, Islandia, NY 11749	View Lobby Hours
Lynbrook	613 Sunrise Hwy, Lynbrook, NY 11563	View Lobby Hours
Melville	700 Walt Whitman Rd Route 110, Melville, NY 11747	View Lobby Hours
North Babylon	1350 Deer Park Ave Ste 35, North Babylon, NY 11703	View Lobby Hours
Riverhead	1095 Old Country Rd, Riverhead, NY 11901	View Lobby Hours
Smithtown	240 Middle Country Road, Smithtown, NY 11787	View Lobby Hours
Port Jefferson	4802 Nesconset Hwy, Port Jefferson Station, NY 11776	View Lobby Hours
Seaford	4006 Merrick Rd, Seaford, NY 11783	View Lobby Hours

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Reviews on Bethpage

MY OPINION | Sep 4, 2019

BETHPAGE CREDIT UNION IS THE BEST..

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 118653 License#: MI-5046	6.579%	6.490%	0.88	$2,963	$2,021	Learn More
NMLS ID: 1025894	6.600%	6.490%	0.88	$3,679	$2,021	Learn More
NMLS ID: 6606	6.721%	6.625%	1.00	$3,181	$2,049	Learn More
NMLS ID: 3030	7.589%	7.500%	0.88	$2,800	$2,238	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements; offer APRs may include a discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. Combined loan-to-value ratio may not exceed 80% (20 and 30 year debt consolidation requests may not exceed 75%), including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Equal Housing Opportunity. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Bethpage Credit Union - Nationwide Branches

Reviews on Bethpage

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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