Central Florida Educators Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Apopka Branch	847 S Orange Blossom Trl, Apopka, FL 32703	View Lobby Hours
Clermont Branch	2390 E Highway 50, Clermont, FL 34711	View Lobby Hours
Metro West Branch	5990 MetroWest Blvd, Orlando, FL 32835	View Lobby Hours
East Orlando Branch	1823 N Alafaya Trl, Orlando, FL 32826	View Lobby Hours
Fern Park Branch	215 Oxford Rd, Fern Park, FL 32730	View Lobby Hours
Kissimmee Branch	708 E Vine St, Kissimmee, FL 34744	View Lobby Hours
Leesburg Branch	8040 US Highway 441, Leesburg, FL 34788	View Lobby Hours
St. Cloud Branch	3335 13th St, Saint Cloud, FL 34769	View Lobby Hours
Forest City Branch	855 S State Road 434, Forest City, FL 32714	View Lobby Hours
Mills Branch	947 N Mills Ave, Orlando, FL 32803	View Lobby Hours
South Orlando Branch	5301 S Orange Ave, Orlando, FL 32809	View Lobby Hours
Sanford Branch	101 E 25th St, Sanford, FL 32771	View Lobby Hours
Pine Hills Branch	4601 Silver Star Rd, Orlando, FL 32808	View Lobby Hours
Oviedo Branch	1948 W County Road 419, Chuluota, FL 32766	View Lobby Hours
Winter Garden Branch	950 9th St, Winter Garden, FL 34787	View Lobby Hours
Bainbridge Financial Center	1400 E Shotwell St Ste 140, Bainbridge, GA 39819	View Lobby Hours
KILLEARN FINANCIAL CENTER	3519 THOMASVILLE RD, TALLAHASSEE, FL 32309	View Lobby Hours
Parkway Financial Center	3190 APALACHEE PKWY, Tallahassee, FL 32311	View Lobby Hours
Appleyard Financial Center	421 APPLEYARD DR, TALLAHASSEE, FL 32304	View Lobby Hours
Quincy Drive Thru Center	517 W JEFFERSON ST, Quincy, FL 32351	View Lobby Hours
Lake Jackson Drive Thru Center	3618 N MONROE ST, Tallahassee, FL 32303	View Lobby Hours
Main Office	440 N MONROE ST, Tallahassee, FL 32301	View Lobby Hours
Chattahoochee Financial Center	303 E Washington St, Chattahoochee, FL 32324	View Lobby Hours
Marianna Financial Center	4942 Highway 90, Marianna, FL 32446	View Lobby Hours
Quincy Financial Center	639 S Pat Thomas Pkwy, Quincy, FL 32351	View Lobby Hours

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Reviews on Central Florida Educators

Waer | May 30, 2021

Most Frequently Asked Questions About the Fed Banking and the Financial System Money, Interest Rates, and Monetary Policy Credit, Loans, and Mortgages Currency and Coin Economy, Jobs, and Prices Federal Open Market Committee Regulations All Questions

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.874%	5.750%	0.75	$4,321	$1,868	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Central Florida Educators Credit Union - Nationwide Branches

Reviews on Central Florida Educators

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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