Central Florida Educators Federal Credit Union
1000 Primera Blvd.
Lake Mary, FL 32746
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2023 Overview
General Credit Union Information
Central Florida Educators is an NCUA insured institution located in Lake Mary, FL. It was founded in 1937 and has approximately $1906.56 millions in assets.
Who can join?
Field of membership is based on a community charter, so you can join if you live, work, worship, volunteer or attend school in Orange, Osceola, Lake or Seminole county. Businesses may also join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 1976 |
| Date Established | 1937 |
| Assets | $1,906.56 million |
| Loans | $1,164.97 million |
| Deposits | $1,687.89 million |
| Capital | $213.93 million |
Field of Membership Restrictions
Deposit Rates - April 1, 2023
Your Current Location: Virginia, VA 20146
We do not yet have rates for Central Florida Educators
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Central Florida Educators
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Loan Rates - April 1, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Central Florida Educators
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
6.896% | 6.750% | 1.00 | $3,750 | $1,622 | Learn More |
NMLS ID: 1168 |
Learn More | |||||
NMLS ID: Not lender |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 7.490 % After Intro: 8.500 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
6.990 %
|
$0 |
Learn More
More Info |
Note to Central Florida Educators
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Central Florida Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
CENTRAL FLORIDA EDUCATORS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Central Florida Educators Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Central Florida Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Central Florida Educators | U.S. Average |
|---|---|
| 4.45% | 4.63 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2022, Central Florida Educators had $9,084,399 in non-current loans and $872,512 in owned assets. To cover these potential losses it had $213,931,627 in net worth and $9,896,651 in loans loss reserves. That gives it a Texas Ratio of 4.45%.
Net Worth
| Central Florida Educators | U.S. Average |
|---|---|
| 11.22% | 12.52% |
Central Florida Educators FCU has a net worth of 11.22% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Central Florida Educators
Waer
May 30, 2021
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