First Community Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Branch - Milnor	302 5th Ave, Milnor, ND 58060	View Lobby Hours
Branch - Fargo	4521 19th Ave S, Fargo, ND 58103	View Lobby Hours
Branch - Oakes	103 N 7th St, Oakes, ND 58474	View Lobby Hours
Branch - Napoleon	97 Broadway, Napoleon, ND 58561	View Lobby Hours
Branch - Hankinson	334 Main Ave S, Hankinson, ND 58041	View Lobby Hours
Branch - Bismarck Downtown	425 N 5th St, Bismarck, ND 58501	View Lobby Hours
Branch - Jamestown	111 9th St SW, Jamestown, ND 58401	View Lobby Hours
Administrative Center	310 10th St SE, Jamestown, ND 58401	View Lobby Hours
Branch - Jamestown Buffalo Mall	606 25th St SW, Jamestown, ND 58401	View Lobby Hours
Branch - Bismarck North	3201 Weiss Ave, Bismarck, ND 58503	View Lobby Hours
Branch - Wishek	1307 Beaver Ave, Wishek, ND 58495	View Lobby Hours
Branch - Wahpeton	1601 Wheatland Rd, Wahpeton, ND 58075	View Lobby Hours
Branch - Steele	202 Mitchell Ave N, Steele, ND 58482	View Lobby Hours
Branch - Valley City	149 4th St NE, Valley City, ND 58072	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 1835285	5.741%	5.625%	0.75	$4,096	$1,843	Learn More
NMLS ID: 118653 License#: MBL-8245	5.952%	5.875%	0.88	$3,058	$1,893	Learn More
NMLS ID: 1025894	6.209%	6.125%	0.63	$2,879	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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