First Community Credit Union of Jamestown, North Dakota

Headquarters

Po Box 2180
Jamestown, ND 58402
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Notable Rates APY Vs.Others
Savings 0.02% 4.15% →
1-Year CD 0.25% 4.59% →
2-Year CD 0.50% 4.45% →
5-Year CD 1.15% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

First Community Credit Union Of Jamestown, North Dakota is an NCUA insured institution located in Jamestown, ND. It was founded in 1939 and has approximately $1451.25 millions in assets.

Who can join?

If you reside within a seventy-five mile radius of Jamestown or Portland, ND, or within a fifty mile radius of Valley City, Oakes, Napoleon, Steele, Bismarck, Wahpeton, and Wishek, North Dakota. Those immediate family members living outside First Community’s Field of Membership may also join.

NCUA Insured Yes / State-Chartered
Charter Number # # 60103
Date Established 1939
Assets $1,451.25 million
Loans $1,052.24 million
Deposits $1,125.65 million
Capital $181.88 million
 

Field of Membership Restrictions

Membership in First Community Credit Union is open to the following: (1) those who live within a 75-mile radius of Portland or Jamestown, North Dakota; (2) those who live within a 50-mile radius of Valley City, Oakes, Napoleon, Steele, Bismarck, Wahpeton, and Wishek, North Dakota.

Deposit Rates - September 9, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.03% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.02% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $1 $99 Learn MoreShow Less
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 9, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for First Community Credit Union of Jamestown, North Dakota

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are First Community Credit Union Of Jamestown, North Dakota branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona



Climate Policy and Initiatives

FIRST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

First Community Credit Union Of Jamestown, North Dakota Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Community Credit Union Of Jamestown, North Dakota. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Community Credit Union Of Jamestown, North Dakota U.S. Average
4.10% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, First Community Credit Union Of Jamestown, North Dakota had $7,709,729 in non-current loans and $103,334 in owned assets. To cover these potential losses it had $181,879,148 in net worth and $8,701,220 in loans loss reserves. That gives it a Texas Ratio of 4.10%.

Net Worth
First Community Credit Union Of Jamestown, North Dakota U.S. Average
12.53% 14.48%

First Community Credit Union Of Jamestown, North Dakota FCU has a net worth of 12.53% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for First Community Credit Union of Jamestown, North Dakota

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