Hudson Valley Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Arlington	4 Tucker Dr, Poughkeepsie, NY 12603	View Lobby Hours
Hollowbrook	11 Marshall Rd, Wappingers Falls, NY 12590	View Lobby Hours
Poughkeepsie	159 Barnegat Rd, Poughkeepsie, NY 12601	View Lobby Hours
Boardman Road	137 Boardman Rd, Poughkeepsie, NY 12603	View Lobby Hours
Montgomery	30 Hawkins Dr, Montgomery, NY 12549	View Lobby Hours
Highland	101 Tillson Avenue Ext, Highland, NY 12528	View Lobby Hours
Brewster	Brewster Towne Centre, Brewster, NY 10509	View Lobby Hours
New Windsor	265 Windsor Hwy, New Windsor, NY 12553	View Lobby Hours
Kingston	1639 Route 9W, Lake Katrine, NY 12449	View Lobby Hours
Hopewell Junction	415 Route 376 Ste 1, Hopewell Junction, NY 12533	View Lobby Hours
IBM On-site Branch, Bldg. 330	2070 Route 52, Hopewell Junction, NY 12533	View Lobby Hours
Civic Center	1 Civic Center Plz, Poughkeepsie, NY 12601	View Lobby Hours
Newburgh	953 Route 300, Newburgh, NY 12550	View Lobby Hours
IBM On-site Branch, Bldg. 705	2455 South Rd, Poughkeepsie, NY 12601	View Lobby Hours
Hyde Park	499 Albany Post Rd, Hyde Park, NY 12538	View Lobby Hours
Beacon	324 Main St, Beacon, NY 12508	View Lobby Hours
Pleasant Valley	12 North Ave, Pleasant Valley, NY 12569	View Lobby Hours
Middletown	40 Lloyds Ln, Middletown, NY 10940	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	6.529%	6.375%	1.00	$5,195	$1,997	Learn More
NMLS ID: 401822						Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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